Financial Risk Specialists Salary
Financial Risk Specialists in Winston-Salem, NC make a median of $131,630 a year, or about $63.29 an hour. The range runs from $62K at the entry level to $167K for experienced workers. Cost of living is below average (RPP 92.04), which stretches that salary to about $143,014 in buying power. Rent on a 2-bedroom averages $1,232/month, or 15.1% of estimated take-home pay.
So what does $132K get you in Winston-Salem?
Groceries, utilities, transportation, and healthcare scaled from national averages by Winston-Salem’s Regional Price Parity (92.04). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Winston-Salem
Winston-Salem sits well above the national pay line for financial risk specialists, local pay runs about 12% higher than the U.S. median of $117K. Housing is manageable: a 2-bedroom at the HUD median costs $1,232/month, 15.6% of take-home, well inside the 30% guideline. Regional Price Parity sits at 92.04 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, Winston-Salem offers a genuinely strong financial position for financial risk specialistss at the median.
Compared to nearby metros
Median pay for financial risk specialists in metros near Winston-Salem, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Charlotte-Concord-Gastonia | $134K | $137K |
| Raleigh-Cary | $100K | $102K |
| Greensboro-High Point | $97K | $104K |
| Durham-Chapel Hill | $110K | $113K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Winston-Salem, NC
Entry-level financial risk specialists (10th percentile) start around $62K. Mid-career wages sit at $132K. Top earners bring in $167K or more, a $104K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Winston-Salem numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Winston-Salem?
Yes — at the median salary of $132K, rent takes 15.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,232/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Winston-Salem?
The 10th-percentile wage — what new financial risk specialists typically earn — is $62K/year. Take-home on that works out to about $3,734/month. At HUD’s $1,232/month FMR, rent would take 33% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Winston-Salem?
Local pay is 12% above the national median — $132K here vs. $117K nationally.
How does Winston-Salem compare to the national average for financial risk specialists?
Winston-Salem pays $132K median vs. the U.S. average of $117K — that’s +12%. After adjusting for local cost of living (RPP 92.04), the purchasing-power equivalent is $143K — still ahead of the national median.
How much do financial risk specialists make in Winston-Salem, NC?
The median is $131,630 a year, that works out to about $63 an hour. But the range is wide: entry-level workers start around $62,230, and experienced financial risk specialists can clear $166,570. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $132K enough to live in Winston-Salem?
On that salary, you'd take home roughly $7,900/month after taxes. A 2-bedroom here rents for about $1,232/month, which eats 15.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Winston-Salem?
Winston-Salem has a Regional Price Parity of 92.04 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $143,014 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.