Financial Risk Specialists Salary
Financial Risk Specialists in Arizona make a median of $102,800 a year, or about $49.42 an hour. The range runs from $57K at the entry level to $166K for experienced workers. Adjusted for local prices (RPP 96.41), that's roughly $106,628 in purchasing power. Rent on a 2-bedroom averages $1,437/month, or 21.7% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Arizona. Jump to a metro for precise data:
So what does $103K get you in Arizona?
About financial risk specialists
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What this looks like in Arizona
Pay for financial risk specialists in Arizona runs about 12% below the U.S. median of $117K. Housing is manageable: a 2-bedroom at the HUD median costs $1,437/month, 22.1% of take-home, well inside the 30% guideline. Cost of living (RPP 96.41) is near the national average, so spending patterns here track the typical American budget fairly closely. Lower pay, lower costs, Arizona can be a reasonable trade-off for financial risk specialistss who value affordability over top-dollar markets.
Compensation breakdown
Annual earnings by percentile, Arizona
Entry-level financial risk specialists (10th percentile) start around $57K. Mid-career wages sit at $103K. Top earners bring in $166K or more, a $108K spread from bottom to top.
Financial Risk Specialists salary by metro in Arizona
3 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Phoenix-Mesa-Chandler | $102K | -1% | 1,310 |
| Lake Havasu City-Kingman | $90K | -12% | N/A |
| Tucson | $70K | -31% | 50 |
Compare to other states
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Arizona numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Arizona?
Yes — at the median salary of $103K, rent takes 22.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,437/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Arizona?
The 10th-percentile wage — what new financial risk specialists typically earn — is $57K/year. Take-home on that works out to about $3,444/month. At HUD’s $1,437/month FMR, rent would take 42% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Arizona?
Local pay runs 12% below the national median — $103K here vs. $117K nationally.
How does Arizona compare to the national average for financial risk specialists?
Arizona pays $103K median vs. the U.S. average of $117K — that’s -12%. After adjusting for local cost of living (RPP 96.41), the purchasing-power equivalent is $107K — below the national median.
How much do financial risk specialists make in Arizona?
The median is $102,800 a year, that works out to about $49 an hour. But the range is wide: entry-level workers start around $57,400, and experienced financial risk specialists can clear $165,880. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $103K enough to live in Arizona?
On that salary, you'd take home roughly $6,511/month after taxes. A 2-bedroom here rents for about $1,437/month, which eats 22.1% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Arizona?
Arizona has a Regional Price Parity of 96.41 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $106,628 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.