Financial Risk Specialists Salary
Financial Risk Specialists in Tucson, AZ make a median of $70,480 a year, or about $33.88 an hour. The range runs from $47K at the entry level to $137K for experienced workers. Adjusted for local prices (RPP 96.9), that's roughly $72,735 in purchasing power. Rent on a 2-bedroom averages $1,402/month, or 29.7% of estimated take-home pay.
Where the paycheck goes
What $70K actually covers in Tucson, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Tucson’s Regional Price Parity (96.9). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Tucson
Pay for financial risk specialists in Tucson runs about 40% below the U.S. median of $117K. Rent runs $1,402/month for a 2-bedroom (HUD FMR), taking 29.9% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 96.9) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for financial risk specialists in metros near Tucson, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Lake Havasu City-Kingman | $90K | $96K |
| Phoenix-Mesa-Chandler | $102K | $99K |
| Las Vegas-Henderson-North Las Vegas | $93K | $93K |
| Los Angeles-Long Beach-Anaheim | $113K | $100K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Tucson, AZ
Entry-level financial risk specialists (10th percentile) start around $47K. Mid-career wages sit at $70K. Top earners bring in $137K or more, a $90K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states with published data
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Tucson numbers change.
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Quick answers
The stuff people actually ask about this job
Can a financial risk specialist afford a 2BR apartment alone in Tucson?
Yes — at the median salary of $70K, rent takes 29.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,402/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Tucson?
The 10th-percentile wage — what new financial risk specialists typically earn — is $47K/year. Take-home on that works out to about $3,200/month. At HUD’s $1,402/month FMR, rent would take 44% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Tucson?
Local pay runs 40% below the national median — $70K here vs. $117K nationally.
How does Tucson compare to the national average for financial risk specialists?
Tucson pays $70K median vs. the U.S. average of $117K — that’s -40%. After adjusting for local cost of living (RPP 96.9), the purchasing-power equivalent is $73K — below the national median.
How much do financial risk specialists make in Tucson, AZ?
The median is $70,480 a year, that works out to about $34 an hour. But the range is wide: entry-level workers start around $46,710, and experienced financial risk specialists can clear $136,720. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $70K enough to live in Tucson?
On that salary, you'd take home roughly $4,684/month after taxes. A 2-bedroom here rents for about $1,402/month, which eats 29.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Tucson?
Tucson has a Regional Price Parity of 96.9 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $72,735 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
