Financial Risk Specialists Salary
Financial Risk Specialists in Pennsylvania make a median of $103,040 a year, or about $49.54 an hour. The range runs from $65K at the entry level to $173K for experienced workers. Cost of living is below average (RPP 94.97), which stretches that salary to about $108,497 in buying power. Rent on a 2-bedroom averages $1,351/month, or 20.3% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Pennsylvania. Jump to a metro for precise data:
So what does $103K get you in Pennsylvania?
About financial risk specialists
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What this looks like in Pennsylvania
Pay for financial risk specialists in Pennsylvania runs about 12% below the U.S. median of $117K. Housing is manageable: a 2-bedroom at the HUD median costs $1,351/month, 20.9% of take-home, well inside the 30% guideline. Regional Price Parity sits at 94.97 (national = 100), meaning everyday costs run about 5% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Pennsylvania can be a reasonable trade-off for financial risk specialistss who value affordability over top-dollar markets.
Compensation breakdown
Annual earnings by percentile, Pennsylvania
Entry-level financial risk specialists (10th percentile) start around $65K. Mid-career wages sit at $103K. Top earners bring in $173K or more, a $108K spread from bottom to top.
Financial Risk Specialists salary by metro in Pennsylvania
5 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Philadelphia-Camden-Wilmington | $131K | +27% | 2,340 |
| Allentown-Bethlehem-Easton | $103K | -0% | 60 |
| Lancaster | $103K | -1% | 50 |
| Pittsburgh | $100K | -3% | 530 |
| Harrisburg-Carlisle | $97K | -5% | 80 |
Compare to other states
Track financial risk specialists salary changes
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Pennsylvania?
Yes — at the median salary of $103K, rent takes 20.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,351/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Pennsylvania?
The 10th-percentile wage — what new financial risk specialists typically earn — is $65K/year. Take-home on that works out to about $3,882/month. At HUD’s $1,351/month FMR, rent would take 35% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Pennsylvania?
Local pay runs 12% below the national median — $103K here vs. $117K nationally. Cost of living is 5% below the national average, which narrows that gap in real purchasing power.
How does Pennsylvania compare to the national average for financial risk specialists?
Pennsylvania pays $103K median vs. the U.S. average of $117K — that’s -12%. After adjusting for local cost of living (RPP 94.97), the purchasing-power equivalent is $108K — below the national median.
How much do financial risk specialists make in Pennsylvania?
The median is $103,040 a year, that works out to about $50 an hour. But the range is wide: entry-level workers start around $64,700, and experienced financial risk specialists can clear $172,820. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $103K enough to live in Pennsylvania?
On that salary, you'd take home roughly $6,476/month after taxes. A 2-bedroom here rents for about $1,351/month, which eats 20.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Pennsylvania?
Pennsylvania has a Regional Price Parity of 94.97 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median financial risk specialists salary is worth about $108,497 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.