Financial Risk Specialists Salary
Financial Risk Specialists in Lake Havasu City-Kingman, AZ make a median of $90,300 a year, or about $43.41 an hour. The range runs from $40K at the entry level to $98K for experienced workers.
So what does $90K get you in Lake Havasu City-Kingman?
Groceries, utilities, transportation, and healthcare scaled from national averages by Lake Havasu City-Kingman’s Regional Price Parity (94.1). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About financial risk specialists
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What this looks like in Lake Havasu City-Kingman
Pay for financial risk specialists in Lake Havasu City-Kingman runs about 23% below the U.S. median of $117K. Housing is manageable: a 2-bedroom at the HUD median costs $1,365/month, 23.5% of take-home, well inside the 30% guideline. Regional Price Parity sits at 94.1 (national = 100), meaning everyday costs run about 6% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Lake Havasu City-Kingman can be a reasonable trade-off for financial risk specialistss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for financial risk specialists in metros near Lake Havasu City-Kingman, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Phoenix-Mesa-Chandler | $102K | , |
| Tucson | $70K | , |
| Las Vegas-Henderson-North Las Vegas | $93K | , |
| Los Angeles-Long Beach-Anaheim | $113K | , |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Lake Havasu City-Kingman, AZ
Entry-level financial risk specialists (10th percentile) start around $40K. Mid-career wages sit at $90K. Top earners bring in $98K or more, a $58K spread from bottom to top.
Financial Risk Specialists pay across states
Median income ranked highest to lowest, compared to the national figure
View Financial Risk Specialists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New Hampshire | $158K | +35% | 300 |
| Maine | $141K | +20% | N/A |
| Delaware | $139K | +19% | 1,160 |
| New York | $137K | +17% | 12,060 |
| North Carolina | $132K | +13% | 3,200 |
| Massachusetts | $130K | +11% | 1,440 |
| New Jersey | $129K | +10% | 2,760 |
| California | $129K | +10% | 5,740 |
| Virginia | $127K | +8% | 1,770 |
| Washington | $123K | +5% | 900 |
| Colorado | $120K | +3% | 1,050 |
| Wyoming | $120K | +2% | 170 |
| Maryland | $117K | -0% | 890 |
| Connecticut | $114K | -3% | 660 |
| Oregon | $110K | -7% | 430 |
| Iowa | $106K | -10% | 530 |
| Minnesota | $105K | -10% | 1,190 |
| Rhode Island | $104K | -11% | 450 |
| Illinois | $104K | -11% | 2,920 |
| Michigan | $104K | -11% | 1,150 |
| Texas | $104K | -12% | 4,780 |
| Pennsylvania | $103K | -12% | 2,370 |
| Arizona | $103K | -12% | 1,700 |
| Montana | $101K | -14% | 50 |
| Missouri | $101K | -14% | 1,070 |
| Georgia | $101K | -14% | 2,180 |
| Nevada | $100K | -15% | 570 |
| Florida | $100K | -15% | 3,770 |
| South Carolina | $100K | -15% | 560 |
| Indiana | $99K | -15% | 380 |
| District of Columbia | $99K | -15% | 210 |
| Ohio | $99K | -16% | 2,110 |
| Wisconsin | $98K | -17% | 610 |
| Mississippi | $96K | -18% | 230 |
| West Virginia | $94K | -20% | 50 |
| Nebraska | $94K | -20% | 250 |
| Tennessee | $91K | -22% | 540 |
| Hawaii | $90K | -23% | 90 |
| New Mexico | $87K | -26% | 180 |
| Alaska | $85K | -27% | 50 |
| Oklahoma | $85K | -27% | 330 |
| Kansas | $85K | -28% | 150 |
| Alabama | $82K | -30% | 180 |
| South Dakota | $79K | -33% | 130 |
| Utah | $78K | -34% | 630 |
| Idaho | $77K | -34% | 270 |
| Kentucky | $75K | -36% | 500 |
| North Dakota | $75K | -36% | 90 |
| Arkansas | $66K | -44% | 150 |
| Louisiana | $58K | -50% | 520 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track financial risk specialists salary changes
BLS updates this data quarterly. We'll email you when Lake Havasu City-Kingman numbers change.
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Frequently asked questions
Can a financial risk specialist afford a 2BR apartment alone in Lake Havasu City-Kingman?
Yes — at the median salary of $90K, rent takes 23.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,365/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for financial risk specialists in Lake Havasu City-Kingman?
The 10th-percentile wage — what new financial risk specialists typically earn — is $40K/year. Take-home on that works out to about $2,416/month. At HUD’s $1,365/month FMR, rent would take 56% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is financial risk specialist a high-paying job in Lake Havasu City-Kingman?
Local pay runs 23% below the national median — $90K here vs. $117K nationally. Cost of living is 6% below the national average, which narrows that gap in real purchasing power.
How does Lake Havasu City-Kingman compare to the national average for financial risk specialists?
Lake Havasu City-Kingman pays $90K median vs. the U.S. average of $117K — that’s -23%. After adjusting for local cost of living (RPP 94.1), the purchasing-power equivalent is $96K — below the national median.
How much do financial risk specialists make in Lake Havasu City-Kingman, AZ?
The median is $90,300 a year, that works out to about $43 an hour. But the range is wide: entry-level workers start around $40,260, and experienced financial risk specialists can clear $98,380. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $90K enough to live in Lake Havasu City-Kingman?
On that salary, you'd take home roughly $5,805/month after taxes. A 2-bedroom here rents for about $1,365/month, which eats 23.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a financial risk specialists salary go in Lake Havasu City-Kingman?
Lake Havasu City-Kingman has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median financial risk specialists salary is worth about $95,962 in national-average purchasing power.
Where do financial risk specialists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.