Insurance Appraisers, Auto Damage Salary
Insurance Appraisers, Auto Damages in Boston-Cambridge-Newton, MA-NH make a median of $74,760 a year, or about $35.94 an hour. The range runs from $58K at the entry level to $106K for experienced workers. Prices run high here (RPP 108.27), so that salary is closer to $69,050 in real purchasing power. A 2-bedroom apartment runs $2,941/month, about 59.9% of take-home, which is tight.
So what does $75K get you in Boston-Cambridge-Newton?
Groceries, utilities, transportation, and healthcare scaled from national averages by Boston-Cambridge-Newton’s Regional Price Parity (108.27). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance appraisers, auto damages
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What this looks like in Boston-Cambridge-Newton
Insurance appraisers, auto damage pay in Boston-Cambridge-Newton tracks closely to the national median, $75K locally vs. $78K nationwide, a 4% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,941/month, which is 61.7% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 8% above the national average (BEA RPP 108.27), so groceries and services cost more too. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance appraisers, auto damages in metros near Boston-Cambridge-Newton, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Worcester | $82K | $80K |
| New York-Newark-Jersey City | $100K | $89K |
| Hartford-West Hartford-East Hartford | $90K | $87K |
| Providence-Warwick | $81K | $80K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Boston-Cambridge-Newton, MA-NH
Entry-level insurance appraisers, auto damages (10th percentile) start around $58K. Mid-career wages sit at $75K. Top earners bring in $106K or more, a $48K spread from bottom to top.
Insurance Appraisers, Auto Damage pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Appraisers, Auto Damage salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Kentucky | $98K | +25% | N/A |
| Pennsylvania | $96K | +22% | 310 |
| New Jersey | $94K | +21% | N/A |
| Connecticut | $90K | +15% | 210 |
| South Carolina | $87K | +11% | 220 |
| Arizona | $86K | +10% | 40 |
| Oregon | $83K | +6% | 170 |
| Maryland | $83K | +6% | N/A |
| Utah | $83K | +6% | 50 |
| Oklahoma | $82K | +5% | N/A |
| Virginia | $81K | +4% | N/A |
| Georgia | $81K | +4% | N/A |
| New York | $81K | +4% | 360 |
| Massachusetts | $80K | +2% | 680 |
| Maine | $80K | +2% | 50 |
| Texas | $79K | +1% | 910 |
| Iowa | $79K | +1% | N/A |
| California | $79K | +1% | 550 |
| Nevada | $79K | +0% | 80 |
| Washington | $78K | +0% | 190 |
| New Mexico | $78K | +0% | N/A |
| Michigan | $77K | -2% | 310 |
| Indiana | $77K | -2% | 250 |
| Minnesota | $76K | -2% | N/A |
| Idaho | $76K | -3% | N/A |
| Wisconsin | $75K | -4% | N/A |
| Kansas | $75K | -4% | N/A |
| North Carolina | $75K | -4% | 520 |
| Louisiana | $72K | -8% | 100 |
| Colorado | $72K | -8% | 330 |
| Mississippi | $72K | -9% | 120 |
| Illinois | $72K | -9% | 560 |
| Missouri | $68K | -13% | 190 |
| Tennessee | $67K | -14% | 420 |
| Arkansas | $64K | -18% | N/A |
| Ohio | $63K | -19% | 820 |
| Nebraska | $62K | -20% | 90 |
| Florida | $61K | -22% | N/A |
Showing 1–10 of 38 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insurance appraisers, auto damage salary changes
BLS updates this data quarterly. We'll email you when Boston-Cambridge-Newton numbers change.
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Frequently asked questions
Can a insurance appraisers, auto damage afford a 2BR apartment alone in Boston-Cambridge-Newton?
It’s a stretch — at the median salary of $75K, rent takes 61.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,941/month. The 30% guideline puts the comfortable ceiling at roughly $1,400/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance appraisers, auto damages in Boston-Cambridge-Newton?
The 10th-percentile wage — what new insurance appraisers, auto damages typically earn — is $58K/year. Take-home on that works out to about $3,475/month. At HUD’s $2,941/month FMR, rent would take 85% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance appraisers, auto damage a high-paying job in Boston-Cambridge-Newton?
Pay here is roughly in line with the national average — $75K locally vs. $78K nationally, a 4% difference.
How does Boston-Cambridge-Newton compare to the national average for insurance appraisers, auto damages?
Boston-Cambridge-Newton pays $75K median vs. the U.S. average of $78K — that’s -4%. After adjusting for local cost of living (RPP 108.27), the purchasing-power equivalent is $69K — below the national median.
How much do insurance appraisers, auto damages make in Boston-Cambridge-Newton, MA-NH?
The median is $74,760 a year, that works out to about $36 an hour. But the range is wide: entry-level workers start around $57,910, and experienced insurance appraisers, auto damages can clear $105,720. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $75K enough to live in Boston-Cambridge-Newton?
On that salary, you'd take home roughly $4,770/month after taxes. A 2-bedroom here rents for about $2,941/month, which eats 61.7% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance appraisers, auto damage salary go in Boston-Cambridge-Newton?
Boston-Cambridge-Newton has a Regional Price Parity of 108.27 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median insurance appraisers, auto damage salary is worth about $69,050 in national-average purchasing power.
Where do insurance appraisers, auto damages get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.