Insurance Appraisers, Auto Damage Salary
Insurance Appraisers, Auto Damages in St. Louis, MO-IL make a median of $67,630 a year, or about $32.51 an hour. The range runs from $63K at the entry level to $81K for experienced workers. Adjusted for local prices (RPP 95.09), that's roughly $71,122 in purchasing power. Rent on a 2-bedroom averages $1,218/month, or 27.4% of estimated take-home pay.
So what does $68K get you in St. Louis?
Groceries, utilities, transportation, and healthcare scaled from national averages by St. Louis’s Regional Price Parity (95.09). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance appraisers, auto damages
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What this looks like in St. Louis
Pay for insurance appraisers, auto damage in St. Louis runs about 14% below the U.S. median of $78K. Rent runs $1,218/month for a 2-bedroom (HUD FMR), taking 27.3% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 95.09) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for insurance appraisers, auto damages in metros near St. Louis, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Kansas City | $75K | $81K |
| Chicago-Naperville-Elgin | $76K | $73K |
| Nashville-Davidson--Murfreesboro--Franklin | $67K | $70K |
| Little Rock-North Little Rock-Conway | $69K | $77K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, St. Louis, MO-IL
Entry-level insurance appraisers, auto damages (10th percentile) start around $63K. Mid-career wages sit at $68K. Top earners bring in $81K or more, a $17K spread from bottom to top.
Insurance Appraisers, Auto Damage pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Appraisers, Auto Damage salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Kentucky | $98K | +25% | N/A |
| Pennsylvania | $96K | +22% | 310 |
| New Jersey | $94K | +21% | N/A |
| Connecticut | $90K | +15% | 210 |
| South Carolina | $87K | +11% | 220 |
| Arizona | $86K | +10% | 40 |
| Oregon | $83K | +6% | 170 |
| Maryland | $83K | +6% | N/A |
| Utah | $83K | +6% | 50 |
| Oklahoma | $82K | +5% | N/A |
| Virginia | $81K | +4% | N/A |
| Georgia | $81K | +4% | N/A |
| New York | $81K | +4% | 360 |
| Massachusetts | $80K | +2% | 680 |
| Maine | $80K | +2% | 50 |
| Texas | $79K | +1% | 910 |
| Iowa | $79K | +1% | N/A |
| California | $79K | +1% | 550 |
| Nevada | $79K | +0% | 80 |
| Washington | $78K | +0% | 190 |
| New Mexico | $78K | +0% | N/A |
| Michigan | $77K | -2% | 310 |
| Indiana | $77K | -2% | 250 |
| Minnesota | $76K | -2% | N/A |
| Idaho | $76K | -3% | N/A |
| Wisconsin | $75K | -4% | N/A |
| Kansas | $75K | -4% | N/A |
| North Carolina | $75K | -4% | 520 |
| Louisiana | $72K | -8% | 100 |
| Colorado | $72K | -8% | 330 |
| Mississippi | $72K | -9% | 120 |
| Illinois | $72K | -9% | 560 |
| Missouri | $68K | -13% | 190 |
| Tennessee | $67K | -14% | 420 |
| Arkansas | $64K | -18% | N/A |
| Ohio | $63K | -19% | 820 |
| Nebraska | $62K | -20% | 90 |
| Florida | $61K | -22% | N/A |
Showing 1–10 of 38 states with published data
BLS does not publish data for every state when sample sizes are too small
Track insurance appraisers, auto damage salary changes
BLS updates this data quarterly. We'll email you when St. Louis numbers change.
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Frequently asked questions
Can a insurance appraisers, auto damage afford a 2BR apartment alone in St. Louis?
Yes — at the median salary of $68K, rent takes 27.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,218/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance appraisers, auto damages in St. Louis?
The 10th-percentile wage — what new insurance appraisers, auto damages typically earn — is $63K/year. Take-home on that works out to about $3,796/month. At HUD’s $1,218/month FMR, rent would take 32% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance appraisers, auto damage a high-paying job in St. Louis?
Local pay runs 14% below the national median — $68K here vs. $78K nationally.
How does St. Louis compare to the national average for insurance appraisers, auto damages?
St. Louis pays $68K median vs. the U.S. average of $78K — that’s -14%. After adjusting for local cost of living (RPP 95.09), the purchasing-power equivalent is $71K — below the national median.
How much do insurance appraisers, auto damages make in St. Louis, MO-IL?
The median is $67,630 a year, that works out to about $33 an hour. But the range is wide: entry-level workers start around $63,260, and experienced insurance appraisers, auto damages can clear $80,620. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $68K enough to live in St. Louis?
On that salary, you'd take home roughly $4,461/month after taxes. A 2-bedroom here rents for about $1,218/month, which eats 27.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance appraisers, auto damage salary go in St. Louis?
St. Louis has a Regional Price Parity of 95.09 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance appraisers, auto damage salary is worth about $71,122 in national-average purchasing power.
Where do insurance appraisers, auto damages get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.