Insurance Underwriters Salary in Kentucky
Insurance Underwriters in Kentucky make a median of $81,760 a year, or about $39.31 an hour. The range runs from $53K at the entry level to $127K for experienced workers.
AffordMap analysis of BLS Occupational Employment and Wage Statistics (latest release, May 2024)
So what does $82K get you in Kentucky?
About insurance underwriters
Compensation breakdown
Annual earnings by percentile, Kentucky
Entry-level insurance underwriters (10th percentile) start around $53K. Mid-career wages sit at $82K.Top earners bring in $127K or more - a $74K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Vermont | $107K | +34% | 240 |
| District of Columbia | $101K | +26% | 100 |
| Massachusetts | $100K | +25% | 3,440 |
| Maine | $97K | +21% | 610 |
| New Hampshire | $96K | +20% | 320 |
| Connecticut | $95K | +20% | 2,670 |
| Washington | $95K | +19% | 2,000 |
| New Jersey | $94K | +17% | 3,170 |
| Maryland | $89K | +11% | 1,100 |
| Nevada | $87K | +9% | 520 |
| California | $87K | +9% | 7,300 |
| Illinois | $85K | +6% | 8,480 |
| New York | $84K | +5% | 7,530 |
| South Dakota | $83K | +4% | 240 |
| Kansas | $82K | +3% | 1,290 |
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Kentucky numbers change.
Related careers in Business & Finance
Frequently asked questions
How much do insurance underwriters make in Kentucky?
The median is $81,760 a year - that works out to about $39.31 an hour. The range is wide: entry-level workers start around $52,930, and experienced insurance underwriters can clear $127,050. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $82K enough to live in Kentucky?
On that salary, you'd take home roughly $5,220/month after taxes. A 2-bedroom in this state rents for about $1,110/month (median of metro areas), which eats 21.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in Kentucky?
Kentucky has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median insurance underwriters salary is worth about $81,760 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.