Insurance Underwriters Salary
Insurance Underwriters in New Hampshire make a median of $103,940 a year, or about $49.97 an hour. The range runs from $70K at the entry level to $165K for experienced workers. Prices run high here (RPP 105.66), so that salary is closer to $98,372 in real purchasing power. Rent on a 2-bedroom averages $1,528/month, or 22% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across New Hampshire. Jump to a metro for precise data:
So what does $104K get you in New Hampshire?
About insurance underwriters
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What this looks like in New Hampshire
New Hampshire sits well above the national pay line for insurance underwriters, local pay runs about 28% higher than the U.S. median of $81K. Housing is manageable: a 2-bedroom at the HUD median costs $1,528/month, 22.5% of take-home, well inside the 30% guideline. Cost-of-living overall is 6% above the national average (BEA RPP 105.66), so groceries and services cost more too. Combined with manageable housing costs, New Hampshire offers a genuinely strong financial position for insurance underwriterss at the median.
Compensation breakdown
Annual earnings by percentile, New Hampshire
Entry-level insurance underwriters (10th percentile) start around $70K. Mid-career wages sit at $104K. Top earners bring in $165K or more, a $95K spread from bottom to top.
Insurance Underwriters salary by metro in New Hampshire
1 metro area with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Manchester-Nashua | $98K | -6% | 100 |
Compare to other states
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when New Hampshire numbers change.
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Frequently asked questions
Can a insurance underwriter afford a 2BR apartment alone in New Hampshire?
Yes — at the median salary of $104K, rent takes 22.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,528/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance underwriters in New Hampshire?
The 10th-percentile wage — what new insurance underwriters typically earn — is $70K/year. Take-home on that works out to about $4,229/month. At HUD’s $1,528/month FMR, rent would take 36% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance underwriter a high-paying job in New Hampshire?
Local pay is 28% above the national median — $104K here vs. $81K nationally. Keep in mind cost of living here is 6% above the national average, which offsets some of that premium.
How does New Hampshire compare to the national average for insurance underwriters?
New Hampshire pays $104K median vs. the U.S. average of $81K — that’s +28%. After adjusting for local cost of living (RPP 105.66), the purchasing-power equivalent is $98K — still ahead of the national median.
How much do insurance underwriters make in New Hampshire?
The median is $103,940 a year, that works out to about $50 an hour. But the range is wide: entry-level workers start around $70,490, and experienced insurance underwriters can clear $165,380. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $104K enough to live in New Hampshire?
On that salary, you'd take home roughly $6,792/month after taxes. A 2-bedroom here rents for about $1,528/month, which eats 22.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in New Hampshire?
New Hampshire has a Regional Price Parity of 105.66 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median insurance underwriters salary is worth about $98,372 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.