Loan Interviewers and Clerks Salary
Loan Interviewers and Clerks in Florence-Muscle Shoals, AL make a median of $38,030 a year, or about $18.29 an hour. The range runs from $31K at the entry level to $56K for experienced workers. Cost of living is below average (RPP 84.82), which stretches that salary to about $44,836 in buying power. A 2-bedroom apartment runs $1,000/month, about 38.6% of take-home, which is tight.
So what does $38K get you in Florence-Muscle Shoals?
Groceries, utilities, transportation, and healthcare scaled from national averages by Florence-Muscle Shoals’s Regional Price Parity (84.82). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About loan interviewers and clerks
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What this looks like in Florence-Muscle Shoals
Pay for loan interviewers and clerks in Florence-Muscle Shoals runs about 24% below the U.S. median of $50K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,000/month, which is 38.9% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 84.82 (national = 100), meaning everyday costs run about 15% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for loan interviewers and clerkss.
Compared to nearby metros
Median pay for loan interviewers and clerks in metros near Florence-Muscle Shoals, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Birmingham | $47K | $51K |
| Huntsville | $43K | $46K |
| Montgomery | $38K | $42K |
| Mobile | $38K | $43K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Florence-Muscle Shoals, AL
Entry-level loan interviewers and clerks (10th percentile) start around $31K. Mid-career wages sit at $38K. Top earners bring in $56K or more, a $25K spread from bottom to top.
Loan Interviewers and Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Loan Interviewers and Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| District of Columbia | $77K | +54% | 140 |
| Maryland | $59K | +19% | 1,590 |
| Connecticut | $59K | +18% | 970 |
| Massachusetts | $59K | +18% | 2,080 |
| New Jersey | $59K | +17% | 3,620 |
| Washington | $59K | +17% | 3,290 |
| New York | $58K | +16% | 4,780 |
| North Carolina | $58K | +16% | 4,800 |
| Delaware | $58K | +15% | 950 |
| Oregon | $58K | +15% | 1,920 |
| California | $57K | +15% | 14,680 |
| Nevada | $57K | +14% | 1,520 |
| Colorado | $57K | +13% | 2,500 |
| New Hampshire | $56K | +12% | 520 |
| Hawaii | $55K | +11% | 450 |
| Minnesota | $52K | +3% | 2,850 |
| Rhode Island | $52K | +3% | 650 |
| Michigan | $52K | +3% | 7,930 |
| Alaska | $51K | +3% | 330 |
| North Dakota | $51K | +3% | 980 |
| Florida | $51K | +1% | 10,690 |
| Virginia | $50K | +0% | 3,990 |
| Arizona | $50K | +0% | 4,700 |
| Iowa | $50K | +0% | 2,380 |
| Vermont | $50K | +0% | 290 |
| Maine | $50K | +0% | 650 |
| Illinois | $50K | -0% | 6,850 |
| Texas | $50K | -0% | 17,090 |
| Ohio | $49K | -2% | 5,800 |
| Nebraska | $49K | -2% | 1,010 |
| Wisconsin | $49K | -2% | 4,270 |
| Montana | $48K | -3% | 640 |
| Georgia | $48K | -3% | 4,020 |
| Utah | $48K | -4% | 2,820 |
| Idaho | $48K | -4% | 1,240 |
| Wyoming | $48K | -4% | 300 |
| Kentucky | $48K | -4% | 3,690 |
| Kansas | $48K | -5% | 2,770 |
| South Carolina | $48K | -5% | 2,820 |
| Pennsylvania | $47K | -5% | 4,330 |
| Indiana | $47K | -5% | 3,350 |
| Oklahoma | $47K | -6% | 3,300 |
| Missouri | $47K | -6% | 5,080 |
| South Dakota | $47K | -6% | 1,710 |
| Louisiana | $47K | -7% | 2,010 |
| New Mexico | $46K | -8% | 880 |
| Tennessee | $45K | -10% | 3,990 |
| Arkansas | $45K | -10% | 1,970 |
| West Virginia | $42K | -15% | 840 |
| Alabama | $40K | -19% | 2,960 |
| Mississippi | $39K | -22% | 1,770 |
Showing 1–10 of 51 states
Track loan interviewers and clerks salary changes
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Frequently asked questions
Can a loan interviewers and clerk afford a 2BR apartment alone in Florence-Muscle Shoals?
It’s a stretch — at the median salary of $38K, rent takes 38.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,000/month. The 30% guideline puts the comfortable ceiling at roughly $800/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for loan interviewers and clerks in Florence-Muscle Shoals?
The 10th-percentile wage — what new loan interviewers and clerks typically earn — is $31K/year. Take-home on that works out to about $1,852/month. At HUD’s $1,000/month FMR, rent would take 54% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is loan interviewers and clerk a high-paying job in Florence-Muscle Shoals?
Local pay runs 24% below the national median — $38K here vs. $50K nationally. Cost of living is 15% below the national average, which narrows that gap in real purchasing power.
How does Florence-Muscle Shoals compare to the national average for loan interviewers and clerks?
Florence-Muscle Shoals pays $38K median vs. the U.S. average of $50K — that’s -24%. After adjusting for local cost of living (RPP 84.82), the purchasing-power equivalent is $45K — below the national median.
How much do loan interviewers and clerks make in Florence-Muscle Shoals, AL?
The median is $38,030 a year, that works out to about $18 an hour. But the range is wide: entry-level workers start around $30,860, and experienced loan interviewers and clerks can clear $55,820. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $38K enough to live in Florence-Muscle Shoals?
On that salary, you'd take home roughly $2,572/month after taxes. A 2-bedroom here rents for about $1,000/month, which eats 38.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a loan interviewers and clerks salary go in Florence-Muscle Shoals?
Florence-Muscle Shoals has a Regional Price Parity of 84.82 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median loan interviewers and clerks salary is worth about $44,836 in national-average purchasing power.
Where do loan interviewers and clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.