Marriage and Family Therapists Salary
The median pay for a marriage and family therapists in St. Cloud, MN is $71,500/year ($34.37/hour), per BLS data. The range runs from $49K at the entry level to $98K for experienced workers. Cost of living is below average (RPP 87.63), which stretches that salary to about $81,593 in buying power. Rent on a 2-bedroom averages $1,206/month, or 25.8% of estimated take-home pay.
So what does $72K get you in St. Cloud?
Groceries, utilities, transportation, and healthcare scaled from national averages by St. Cloud’s Regional Price Parity (87.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About marriage and family therapists
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What this looks like in St. Cloud
Marriage and family therapists pay in St. Cloud tracks closely to the national median, $72K locally vs. $67K nationwide, a 7% difference. Rent runs $1,206/month for a 2-bedroom (HUD FMR), taking 26.2% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 87.63 (national = 100), meaning everyday costs run about 12% cheaper here. Your dollar stretches further than the headline salary suggests. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for marriage and family therapists in metros near St. Cloud, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Minneapolis-St. Paul-Bloomington | $73K | $70K |
| Duluth | $62K | $70K |
| Mankato | $83K | $91K |
| Rochester | $76K | $83K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, St. Cloud, MN
Entry-level marriage and family therapists (10th percentile) start around $49K. Mid-career wages sit at $72K. Top earners bring in $98K or more, a $49K spread from bottom to top.
Marriage and Family Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Marriage and Family Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Hawaii | $142K | +112% | 220 |
| New Jersey | $92K | +38% | 4,040 |
| Georgia | $92K | +37% | N/A |
| Oregon | $92K | +37% | 850 |
| Connecticut | $86K | +29% | 260 |
| Utah | $85K | +27% | 2,390 |
| Virginia | $80K | +19% | 930 |
| Delaware | $77K | +14% | 400 |
| Minnesota | $72K | +8% | 4,870 |
| Maine | $72K | +7% | 180 |
| New Mexico | $71K | +6% | 160 |
| Ohio | $70K | +5% | 460 |
| Maryland | $70K | +4% | 460 |
| Kansas | $69K | +3% | 190 |
| Massachusetts | $67K | +1% | 600 |
| California | $67K | +1% | 34,970 |
| Iowa | $67K | +0% | 240 |
| Pennsylvania | $66K | -1% | 2,350 |
| Arizona | $65K | -2% | N/A |
| New York | $64K | -4% | 770 |
| Arkansas | $64K | -4% | 80 |
| Vermont | $63K | -6% | N/A |
| Idaho | $63K | -6% | 140 |
| Nebraska | $63K | -6% | 260 |
| Illinois | $61K | -9% | 860 |
| Colorado | $61K | -9% | 900 |
| Missouri | $60K | -10% | 390 |
| New Hampshire | $60K | -10% | 70 |
| Alaska | $60K | -10% | 60 |
| Washington | $60K | -10% | N/A |
| Oklahoma | $58K | -14% | N/A |
| Indiana | $57K | -15% | 510 |
| Florida | $56K | -16% | 930 |
| West Virginia | $56K | -17% | 90 |
| South Carolina | $55K | -17% | 380 |
| Kentucky | $52K | -22% | 330 |
| Michigan | $52K | -22% | 590 |
| Mississippi | $51K | -23% | 140 |
| Alabama | $50K | -25% | 190 |
| North Carolina | $48K | -28% | 1,400 |
| Montana | $47K | -30% | 100 |
| Tennessee | $47K | -30% | 1,440 |
| Texas | $46K | -31% | 1,380 |
| South Dakota | $45K | -33% | 80 |
| Wisconsin | $38K | -43% | 180 |
Showing 1–10 of 45 states with published data
BLS does not publish data for every state when sample sizes are too small
Track marriage and family therapists salary changes
BLS updates this data quarterly. We'll email you when St. Cloud numbers change.
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Frequently asked questions
Can a marriage and family therapist afford a 2BR apartment alone in St. Cloud?
Yes — at the median salary of $72K, rent takes 26.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,206/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for marriage and family therapists in St. Cloud?
The 10th-percentile wage — what new marriage and family therapists typically earn — is $49K/year. Take-home on that works out to about $2,941/month. At HUD’s $1,206/month FMR, rent would take 41% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is marriage and family therapist a high-paying job in St. Cloud?
Pay here is roughly in line with the national average — $72K locally vs. $67K nationally, a 7% difference.
How does St. Cloud compare to the national average for marriage and family therapists?
St. Cloud pays $72K median vs. the U.S. average of $67K — that’s +7%. After adjusting for local cost of living (RPP 87.63), the purchasing-power equivalent is $82K — still ahead of the national median.
How much do marriage and family therapists make in St. Cloud, MN?
The median is $71,500 a year, that works out to about $34 an hour. But the range is wide: entry-level workers start around $49,010, and experienced marriage and family therapists can clear $98,220. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $72K enough to live in St. Cloud?
On that salary, you'd take home roughly $4,604/month after taxes. A 2-bedroom here rents for about $1,206/month, which eats 26.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a marriage and family therapists salary go in St. Cloud?
St. Cloud has a Regional Price Parity of 87.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median marriage and family therapists salary is worth about $81,593 in national-average purchasing power.
Where do marriage and family therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.