Mental Health and Substance Abuse Social Workers Salary
The median pay for a mental health and substance abuse social workers in Killeen-Temple, TX is $45,640/year ($21.94/hour), per BLS data. The range runs from $30K at the entry level to $80K for experienced workers. Cost of living is below average (RPP 91.13), which stretches that salary to about $50,082 in buying power. A 2-bedroom apartment runs $1,233/month, about 37.5% of take-home, which is tight.
Where the paycheck goes
What $46K actually covers in Killeen-Temple, month by month
Groceries, utilities, transportation, and healthcare scaled from national averages by Killeen-Temple’s Regional Price Parity (91.13). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About mental health and substance abuse social workers
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What this looks like in Killeen-Temple
Pay for mental health and substance abuse social workers in Killeen-Temple runs about 24% below the U.S. median of $60K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,233/month, which is 38.2% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 91.13 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for mental health and substance abuse social workers.
Compared to nearby metros
Median pay for mental health and substance abuse social workers in metros near Killeen-Temple, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $47K | $46K |
| Houston-Pasadena-The Woodlands | $49K | $50K |
| Austin-Round Rock-San Marcos | $48K | $49K |
| San Antonio-New Braunfels | $46K | $48K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Killeen-Temple, TX
Entry-level mental health and substance abuse social workers (10th percentile) start around $30K. Mid-career wages sit at $46K. Top earners bring in $80K or more, a $50K spread from bottom to top.
Mental Health and Substance Abuse Social Workers pay across states
Median income ranked highest to lowest, compared to the national figure
View Mental Health and Substance Abuse Social Workers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| New York | $79K | +32% | 14,820 |
| California | $79K | +31% | 19,860 |
| Connecticut | $79K | +30% | 1,540 |
| Minnesota | $75K | +24% | 3,590 |
| Maryland | $74K | +22% | 2,250 |
| District of Columbia | $73K | +22% | 510 |
| Vermont | $73K | +21% | 320 |
| Washington | $70K | +17% | 3,490 |
| Oregon | $68K | +13% | 2,230 |
| New Jersey | $67K | +10% | 2,420 |
| New Mexico | $66K | +9% | 800 |
| Colorado | $66K | +9% | 1,640 |
| Virginia | $64K | +7% | 3,670 |
| New Hampshire | $64K | +6% | 320 |
| Nevada | $63K | +4% | 1,100 |
| Massachusetts | $63K | +4% | 7,440 |
| Wisconsin | $62K | +3% | 1,880 |
| Rhode Island | $61K | +1% | 800 |
| North Dakota | $61K | +1% | 240 |
| Michigan | $61K | +1% | 4,620 |
| Delaware | $60K | -0% | 510 |
| Wyoming | $59K | -2% | 200 |
| Arkansas | $59K | -3% | 1,040 |
| North Carolina | $58K | -3% | 3,690 |
| Maine | $57K | -5% | 1,860 |
| Alaska | $57K | -6% | 250 |
| Kansas | $56K | -7% | 1,620 |
| Hawaii | $54K | -10% | N/A |
| Idaho | $53K | -13% | 510 |
| Georgia | $52K | -14% | 1,330 |
| Florida | $52K | -14% | 5,150 |
| Utah | $51K | -16% | 1,240 |
| West Virginia | $50K | -17% | 420 |
| Illinois | $50K | -17% | 3,460 |
| Missouri | $50K | -18% | 1,640 |
| Mississippi | $49K | -19% | 920 |
| South Dakota | $49K | -19% | 230 |
| Iowa | $49K | -19% | 1,200 |
| Indiana | $48K | -20% | 2,490 |
| Pennsylvania | $48K | -20% | 3,500 |
| Louisiana | $47K | -22% | 970 |
| Texas | $47K | -23% | 8,220 |
| Tennessee | $47K | -23% | 2,220 |
| Arizona | $46K | -23% | 3,690 |
| Ohio | $46K | -24% | 6,050 |
| Montana | $45K | -25% | 740 |
| Nebraska | $43K | -28% | 900 |
| Oklahoma | $43K | -28% | 1,780 |
| Kentucky | $43K | -29% | 1,360 |
| Alabama | $42K | -31% | 740 |
| South Carolina | $40K | -34% | 720 |
Showing 1–10 of 51 (all 50 states + DC)
Track mental health and substance abuse social workers salary changes
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Quick answers
The stuff people actually ask about this job
Can a mental health and substance abuse social worker afford a 2BR apartment alone in Killeen-Temple?
It’s a stretch — at the median salary of $46K, rent takes 38.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,233/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for mental health and substance abuse social workers in Killeen-Temple?
The 10th-percentile wage — what new mental health and substance abuse social workers typically earn — is $30K/year. Take-home on that works out to about $2,159/month. At HUD’s $1,233/month FMR, rent would take 57% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is mental health and substance abuse social worker a high-paying job in Killeen-Temple?
Local pay runs 24% below the national median — $46K here vs. $60K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Killeen-Temple compare to the national average for mental health and substance abuse social workers?
Killeen-Temple pays $46K median vs. the U.S. average of $60K — that’s -24%. After adjusting for local cost of living (RPP 91.13), the purchasing-power equivalent is $50K — below the national median.
How much do mental health and substance abuse social workers make in Killeen-Temple, TX?
The median is $45,640 a year, that works out to about $22 an hour. But the range is wide: entry-level workers start around $29,710, and experienced mental health and substance abuse social workers can clear $79,750. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $46K enough to live in Killeen-Temple?
On that salary, you'd take home roughly $3,226/month after taxes. A 2-bedroom here rents for about $1,233/month, which eats 38.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a mental health and substance abuse social workers salary go in Killeen-Temple?
Killeen-Temple has a Regional Price Parity of 91.13 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median mental health and substance abuse social workers salary is worth about $50,082 in national-average purchasing power.
Where do mental health and substance abuse social workers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.