Obstetricians and Gynecologists Salary
Obstetricians and Gynecologists in Saginaw, MI make a median of $234,160 a year, or about $112.58 an hour. The range runs from $160K at the entry level to $349K for experienced workers. Cost of living is below average (RPP 90.89), which stretches that salary to about $257,630 in buying power. Rent on a 2-bedroom averages $1,117/month, or 8% of estimated take-home pay.
So what does $234K get you in Saginaw?
Groceries, utilities, transportation, and healthcare scaled from national averages by Saginaw’s Regional Price Parity (90.89). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About obstetricians and gynecologists
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What this looks like in Saginaw
Pay for obstetricians and gynecologists in Saginaw runs about 20% below the U.S. median of $293K. Housing is manageable: a 2-bedroom at the HUD median costs $1,117/month, 8.3% of take-home, well inside the 30% guideline. Regional Price Parity sits at 90.89 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Saginaw can be a reasonable trade-off for obstetricians and gynecologistss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for obstetricians and gynecologists in metros near Saginaw, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Detroit-Warren-Dearborn | $210K | $209K |
| Grand Rapids-Wyoming-Kentwood | $251K | $262K |
| Indianapolis-Carmel-Greenwood | $347K | $363K |
| Columbus | $180K | $188K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Saginaw, MI
Entry-level obstetricians and gynecologists (10th percentile) start around $160K. Mid-career wages sit at $234K. Top earners bring in $349K or more, a $189K spread from bottom to top.
Obstetricians and Gynecologists pay across states
Median income ranked highest to lowest, compared to the national figure
View Obstetricians and Gynecologists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Utah | $437K | +49% | 200 |
| Alaska | $421K | +44% | 50 |
| Vermont | $419K | +43% | 90 |
| North Dakota | $414K | +41% | 70 |
| Louisiana | $405K | +38% | 80 |
| Oregon | $395K | +35% | 270 |
| Maine | $380K | +30% | 100 |
| Oklahoma | $370K | +26% | 60 |
| Arizona | $370K | +26% | 130 |
| Iowa | $356K | +22% | 180 |
| Tennessee | $355K | +21% | 360 |
| Georgia | $354K | +21% | 350 |
| Indiana | $352K | +20% | 430 |
| New York | $349K | +19% | 2,750 |
| New Hampshire | $348K | +19% | 140 |
| Washington | $343K | +17% | 270 |
| Nebraska | $343K | +17% | 180 |
| Hawaii | $338K | +15% | 140 |
| Delaware | $324K | +11% | 190 |
| Minnesota | $322K | +10% | 750 |
| Kentucky | $317K | +8% | 240 |
| Maryland | $306K | +5% | 160 |
| Wisconsin | $305K | +4% | 450 |
| South Carolina | $302K | +3% | 350 |
| California | $301K | +3% | 1,610 |
| West Virginia | $301K | +3% | 100 |
| South Dakota | $298K | +2% | 80 |
| Virginia | $282K | -4% | N/A |
| Massachusetts | $272K | -7% | 620 |
| Texas | $272K | -7% | 1,460 |
| New Mexico | $260K | -11% | 110 |
| New Jersey | $229K | -22% | 740 |
| Idaho | $224K | -24% | 110 |
| Kansas | $221K | -25% | N/A |
| Alabama | $210K | -28% | 120 |
| Michigan | $210K | -28% | 880 |
| Illinois | $208K | -29% | 1,290 |
| Connecticut | $201K | -32% | 330 |
| Ohio | $182K | -38% | 970 |
| Rhode Island | $166K | -43% | 140 |
| North Carolina | $135K | -54% | 590 |
Showing 1–10 of 41 states
BLS does not publish data for every state when sample sizes are too small
Track obstetricians and gynecologists salary changes
BLS updates this data quarterly. We'll email you when Saginaw numbers change.
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Frequently asked questions
Can a obstetricians and gynecologist afford a 2BR apartment alone in Saginaw?
Yes — at the median salary of $234K, rent takes 8.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,117/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for obstetricians and gynecologists in Saginaw?
The 10th-percentile wage — what new obstetricians and gynecologists typically earn — is $160K/year. Take-home on that works out to about $9,601/month. At HUD’s $1,117/month FMR, rent would take 12% of that take-home — manageable on an entry-level income.
Is obstetricians and gynecologist a high-paying job in Saginaw?
Local pay runs 20% below the national median — $234K here vs. $293K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Saginaw compare to the national average for obstetricians and gynecologists?
Saginaw pays $234K median vs. the U.S. average of $293K — that’s -20%. After adjusting for local cost of living (RPP 90.89), the purchasing-power equivalent is $258K — below the national median.
How much do obstetricians and gynecologists make in Saginaw, MI?
The median is $234,160 a year, that works out to about $113 an hour. But the range is wide: entry-level workers start around $160,020, and experienced obstetricians and gynecologists can clear $349,330. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $234K enough to live in Saginaw?
On that salary, you'd take home roughly $13,533/month after taxes. A 2-bedroom here rents for about $1,117/month, which eats 8.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a obstetricians and gynecologists salary go in Saginaw?
Saginaw has a Regional Price Parity of 90.89 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median obstetricians and gynecologists salary is worth about $257,630 in national-average purchasing power.
Where do obstetricians and gynecologists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.