Registered Nurses Salary
Registered Nurses in Saginaw, MI make a median of $95,160 a year, or about $45.75 an hour. The range runs from $77K at the entry level to $114K for experienced workers. Cost of living is below average (RPP 90.89), which stretches that salary to about $104,698 in buying power. Rent on a 2-bedroom averages $1,117/month, or 18.6% of estimated take-home pay.
So what does $95K get you in Saginaw?
Groceries, utilities, transportation, and healthcare scaled from national averages by Saginaw’s Regional Price Parity (90.89). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About registered nurses
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What this looks like in Saginaw
Registered nurses pay in Saginaw tracks closely to the national median, $95K locally vs. $98K nationwide, a 2% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,117/month, 18.8% of take-home, well inside the 30% guideline. Regional Price Parity sits at 90.89 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for registered nurses in metros near Saginaw, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Detroit-Warren-Dearborn | $97K | $97K |
| Grand Rapids-Wyoming-Kentwood | $84K | $88K |
| Ann Arbor | $103K | $103K |
| Lansing-East Lansing | $84K | $89K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Saginaw, MI
Entry-level registered nurses (10th percentile) start around $77K. Mid-career wages sit at $95K. Top earners bring in $114K or more, a $37K spread from bottom to top.
Registered Nurses pay across states
Median income ranked highest to lowest, compared to the national figure
View Registered Nurses salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $140K | +44% | 338,940 |
| Hawaii | $136K | +40% | 12,940 |
| Oregon | $129K | +32% | 39,730 |
| Washington | $124K | +27% | 69,260 |
| Alaska | $109K | +12% | 7,510 |
| New York | $109K | +12% | 205,810 |
| New Jersey | $107K | +9% | 92,680 |
| Massachusetts | $105K | +7% | 88,200 |
| Nevada | $104K | +6% | 27,070 |
| Connecticut | $103K | +5% | 40,110 |
| District of Columbia | $103K | +5% | 11,440 |
| Minnesota | $102K | +4% | 70,110 |
| Rhode Island | $101K | +3% | 10,090 |
| Colorado | $100K | +3% | 54,490 |
| Maryland | $100K | +2% | 52,910 |
| New Hampshire | $100K | +2% | 15,390 |
| Delaware | $100K | +2% | 14,290 |
| Arizona | $100K | +2% | 73,150 |
| Vermont | $97K | -0% | 7,410 |
| Pennsylvania | $96K | -1% | 146,520 |
| Illinois | $96K | -2% | 138,910 |
| Texas | $96K | -2% | 271,380 |
| Wisconsin | $96K | -2% | 68,060 |
| New Mexico | $94K | -3% | 17,980 |
| Michigan | $94K | -3% | 104,950 |
| Virginia | $94K | -4% | 77,490 |
| Georgia | $94K | -4% | 100,950 |
| Idaho | $92K | -5% | 16,880 |
| Maine | $87K | -11% | 16,540 |
| Montana | $85K | -13% | 10,950 |
| Nebraska | $85K | -13% | 24,720 |
| Utah | $85K | -13% | 27,420 |
| North Carolina | $84K | -14% | 111,120 |
| Florida | $84K | -14% | 229,940 |
| Wyoming | $84K | -14% | 5,330 |
| Indiana | $84K | -14% | 68,980 |
| Oklahoma | $83K | -15% | 38,270 |
| Ohio | $83K | -15% | 143,730 |
| South Carolina | $82K | -16% | 49,750 |
| Missouri | $82K | -16% | 76,310 |
| Tennessee | $82K | -16% | 72,200 |
| Kentucky | $81K | -17% | 50,300 |
| North Dakota | $81K | -17% | 11,340 |
| Louisiana | $80K | -18% | 48,970 |
| West Virginia | $80K | -18% | 23,430 |
| Kansas | $79K | -19% | 33,800 |
| Arkansas | $79K | -19% | 29,400 |
| Iowa | $79K | -19% | 34,420 |
| South Dakota | $78K | -20% | 14,710 |
| Mississippi | $77K | -21% | 29,060 |
| Alabama | $77K | -21% | 54,340 |
Showing 1–10 of 51 (all 50 states + DC)
Track registered nurses salary changes
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Frequently asked questions
Can a registered nurse afford a 2BR apartment alone in Saginaw?
Yes — at the median salary of $95K, rent takes 18.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,117/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for registered nurses in Saginaw?
The 10th-percentile wage — what new registered nurses typically earn — is $77K/year. Take-home on that works out to about $4,596/month. At HUD’s $1,117/month FMR, rent would take 24% of that take-home — manageable on an entry-level income.
Is registered nurse a high-paying job in Saginaw?
Pay here is roughly in line with the national average — $95K locally vs. $98K nationally, a 2% difference.
How does Saginaw compare to the national average for registered nurses?
Saginaw pays $95K median vs. the U.S. average of $98K — that’s -2%. After adjusting for local cost of living (RPP 90.89), the purchasing-power equivalent is $105K — still ahead of the national median.
How much do registered nurses make in Saginaw, MI?
The median is $95,160 a year, that works out to about $46 an hour. But the range is wide: entry-level workers start around $76,600, and experienced registered nurses can clear $113,820. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $95K enough to live in Saginaw?
On that salary, you'd take home roughly $5,941/month after taxes. A 2-bedroom here rents for about $1,117/month, which eats 18.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a registered nurses salary go in Saginaw?
Saginaw has a Regional Price Parity of 90.89 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median registered nurses salary is worth about $104,698 in national-average purchasing power.
Where do registered nurses get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.