Occupational Therapists Salary
Occupational Therapists in Charlotte-Concord-Gastonia, NC-SC make a median of $98,450 a year, or about $47.33 an hour. The range runs from $64K at the entry level to $121K for experienced workers. Adjusted for local prices (RPP 97.35), that's roughly $101,130 in purchasing power. Rent on a 2-bedroom averages $1,686/month, or 26.6% of estimated take-home pay.
So what does $98K get you in Charlotte-Concord-Gastonia?
Groceries, utilities, transportation, and healthcare scaled from national averages by Charlotte-Concord-Gastonia’s Regional Price Parity (97.35). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About occupational therapists
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What this looks like in Charlotte-Concord-Gastonia
Occupational therapists pay in Charlotte-Concord-Gastonia tracks closely to the national median, $98K locally vs. $100K nationwide, a 2% difference. Rent runs $1,686/month for a 2-bedroom (HUD FMR), taking 27.6% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.35) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for occupational therapists in metros near Charlotte-Concord-Gastonia, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Raleigh-Cary | $84K | $86K |
| Durham-Chapel Hill | $83K | $85K |
| Greensboro-High Point | $97K | $104K |
| Winston-Salem | $94K | $102K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Charlotte-Concord-Gastonia, NC-SC
Entry-level occupational therapists (10th percentile) start around $64K. Mid-career wages sit at $98K. Top earners bring in $121K or more, a $57K spread from bottom to top.
Occupational Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Occupational Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $125K | +24% | 13,810 |
| Oregon | $112K | +12% | 1,170 |
| Nevada | $111K | +10% | 1,080 |
| District of Columbia | $109K | +9% | 540 |
| Washington | $108K | +7% | 3,340 |
| Maryland | $107K | +7% | 2,390 |
| Colorado | $107K | +6% | 3,390 |
| Arkansas | $106K | +6% | 2,160 |
| Texas | $106K | +6% | 13,400 |
| Oklahoma | $104K | +4% | 1,180 |
| Georgia | $104K | +4% | 3,650 |
| Alaska | $104K | +3% | 410 |
| Arizona | $104K | +3% | 2,680 |
| New Jersey | $103K | +3% | 6,290 |
| Hawaii | $103K | +3% | 390 |
| Connecticut | $102K | +2% | 3,150 |
| Delaware | $102K | +2% | 490 |
| South Carolina | $101K | +1% | 1,840 |
| Massachusetts | $101K | +1% | 6,510 |
| Virginia | $101K | +0% | 4,150 |
| Rhode Island | $100K | -0% | 770 |
| Illinois | $100K | -1% | 7,710 |
| Ohio | $99K | -1% | 6,760 |
| Florida | $99K | -1% | 10,650 |
| New Mexico | $99K | -1% | 1,030 |
| Kansas | $99K | -1% | 1,560 |
| Louisiana | $98K | -2% | 2,060 |
| Pennsylvania | $98K | -2% | 6,560 |
| Idaho | $98K | -3% | 840 |
| Tennessee | $98K | -3% | 2,490 |
| Kentucky | $98K | -3% | 2,190 |
| Missouri | $97K | -3% | 3,400 |
| Utah | $97K | -3% | 1,030 |
| Indiana | $97K | -3% | 3,830 |
| New York | $96K | -4% | 11,690 |
| West Virginia | $96K | -4% | 700 |
| Mississippi | $95K | -5% | 1,340 |
| Alabama | $94K | -6% | 1,500 |
| Nebraska | $94K | -7% | 1,500 |
| Vermont | $93K | -7% | 320 |
| Minnesota | $93K | -7% | 3,670 |
| North Carolina | $93K | -7% | 4,490 |
| Wisconsin | $92K | -8% | 3,710 |
| Iowa | $90K | -10% | 1,290 |
| Michigan | $90K | -10% | 5,120 |
| Montana | $89K | -11% | 420 |
| Wyoming | $86K | -14% | 350 |
| South Dakota | $85K | -15% | 490 |
| Maine | $84K | -16% | 1,120 |
| New Hampshire | $84K | -16% | 1,240 |
| North Dakota | $83K | -17% | 570 |
Showing 1–10 of 51 (all 50 states + DC)
Track occupational therapists salary changes
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Related careers in Healthcare
Frequently asked questions
Can a occupational therapist afford a 2BR apartment alone in Charlotte-Concord-Gastonia?
Yes — at the median salary of $98K, rent takes 27.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,686/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for occupational therapists in Charlotte-Concord-Gastonia?
The 10th-percentile wage — what new occupational therapists typically earn — is $64K/year. Take-home on that works out to about $3,823/month. At HUD’s $1,686/month FMR, rent would take 44% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is occupational therapist a high-paying job in Charlotte-Concord-Gastonia?
Pay here is roughly in line with the national average — $98K locally vs. $100K nationally, a 2% difference.
How does Charlotte-Concord-Gastonia compare to the national average for occupational therapists?
Charlotte-Concord-Gastonia pays $98K median vs. the U.S. average of $100K — that’s -2%. After adjusting for local cost of living (RPP 97.35), the purchasing-power equivalent is $101K — still ahead of the national median.
How much do occupational therapists make in Charlotte-Concord-Gastonia, NC-SC?
The median is $98,450 a year, that works out to about $47 an hour. But the range is wide: entry-level workers start around $63,710, and experienced occupational therapists can clear $121,090. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $98K enough to live in Charlotte-Concord-Gastonia?
On that salary, you'd take home roughly $6,101/month after taxes. A 2-bedroom here rents for about $1,686/month, which eats 27.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a occupational therapists salary go in Charlotte-Concord-Gastonia?
Charlotte-Concord-Gastonia has a Regional Price Parity of 97.35 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median occupational therapists salary is worth about $101,130 in national-average purchasing power.
Where do occupational therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.