Occupational Therapists Salary
Occupational Therapists in Fargo, ND-MN make a median of $81,870 a year, or about $39.36 an hour. The range runs from $67K at the entry level to $106K for experienced workers. Cost of living is below average (RPP 90.87), which stretches that salary to about $90,096 in buying power. Rent on a 2-bedroom averages $1,112/month, or 21.1% of estimated take-home pay.
So what does $82K get you in Fargo?
Groceries, utilities, transportation, and healthcare scaled from national averages by Fargo’s Regional Price Parity (90.87). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About occupational therapists
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What this looks like in Fargo
Pay for occupational therapists in Fargo runs about 18% below the U.S. median of $100K. Housing is manageable: a 2-bedroom at the HUD median costs $1,112/month, 20.7% of take-home, well inside the 30% guideline. Regional Price Parity sits at 90.87 (national = 100), meaning everyday costs run about 9% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Fargo can be a reasonable trade-off for occupational therapistss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for occupational therapists in metros near Fargo, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Bismarck | $83K | $91K |
| Grand Forks | $81K | $93K |
| Minot | $90K | $103K |
| Minneapolis-St. Paul-Bloomington | $94K | $89K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Fargo, ND-MN
Entry-level occupational therapists (10th percentile) start around $67K. Mid-career wages sit at $82K. Top earners bring in $106K or more, a $39K spread from bottom to top.
Occupational Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Occupational Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $125K | +24% | 13,810 |
| Oregon | $112K | +12% | 1,170 |
| Nevada | $111K | +10% | 1,080 |
| District of Columbia | $109K | +9% | 540 |
| Washington | $108K | +7% | 3,340 |
| Maryland | $107K | +7% | 2,390 |
| Colorado | $107K | +6% | 3,390 |
| Arkansas | $106K | +6% | 2,160 |
| Texas | $106K | +6% | 13,400 |
| Oklahoma | $104K | +4% | 1,180 |
| Georgia | $104K | +4% | 3,650 |
| Alaska | $104K | +3% | 410 |
| Arizona | $104K | +3% | 2,680 |
| New Jersey | $103K | +3% | 6,290 |
| Hawaii | $103K | +3% | 390 |
| Connecticut | $102K | +2% | 3,150 |
| Delaware | $102K | +2% | 490 |
| South Carolina | $101K | +1% | 1,840 |
| Massachusetts | $101K | +1% | 6,510 |
| Virginia | $101K | +0% | 4,150 |
| Rhode Island | $100K | -0% | 770 |
| Illinois | $100K | -1% | 7,710 |
| Ohio | $99K | -1% | 6,760 |
| Florida | $99K | -1% | 10,650 |
| New Mexico | $99K | -1% | 1,030 |
| Kansas | $99K | -1% | 1,560 |
| Louisiana | $98K | -2% | 2,060 |
| Pennsylvania | $98K | -2% | 6,560 |
| Idaho | $98K | -3% | 840 |
| Tennessee | $98K | -3% | 2,490 |
| Kentucky | $98K | -3% | 2,190 |
| Missouri | $97K | -3% | 3,400 |
| Utah | $97K | -3% | 1,030 |
| Indiana | $97K | -3% | 3,830 |
| New York | $96K | -4% | 11,690 |
| West Virginia | $96K | -4% | 700 |
| Mississippi | $95K | -5% | 1,340 |
| Alabama | $94K | -6% | 1,500 |
| Nebraska | $94K | -7% | 1,500 |
| Vermont | $93K | -7% | 320 |
| Minnesota | $93K | -7% | 3,670 |
| North Carolina | $93K | -7% | 4,490 |
| Wisconsin | $92K | -8% | 3,710 |
| Iowa | $90K | -10% | 1,290 |
| Michigan | $90K | -10% | 5,120 |
| Montana | $89K | -11% | 420 |
| Wyoming | $86K | -14% | 350 |
| South Dakota | $85K | -15% | 490 |
| Maine | $84K | -16% | 1,120 |
| New Hampshire | $84K | -16% | 1,240 |
| North Dakota | $83K | -17% | 570 |
Showing 1–10 of 51 (all 50 states + DC)
Track occupational therapists salary changes
BLS updates this data quarterly. We'll email you when Fargo numbers change.
Related careers in Healthcare
Frequently asked questions
Can a occupational therapist afford a 2BR apartment alone in Fargo?
Yes — at the median salary of $82K, rent takes 20.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,112/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for occupational therapists in Fargo?
The 10th-percentile wage — what new occupational therapists typically earn — is $67K/year. Take-home on that works out to about $4,010/month. At HUD’s $1,112/month FMR, rent would take 28% of that take-home — manageable on an entry-level income.
Is occupational therapist a high-paying job in Fargo?
Local pay runs 18% below the national median — $82K here vs. $100K nationally. Cost of living is 9% below the national average, which narrows that gap in real purchasing power.
How does Fargo compare to the national average for occupational therapists?
Fargo pays $82K median vs. the U.S. average of $100K — that’s -18%. After adjusting for local cost of living (RPP 90.87), the purchasing-power equivalent is $90K — below the national median.
How much do occupational therapists make in Fargo, ND-MN?
The median is $81,870 a year, that works out to about $39 an hour. But the range is wide: entry-level workers start around $66,840, and experienced occupational therapists can clear $106,300. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $82K enough to live in Fargo?
On that salary, you'd take home roughly $5,366/month after taxes. A 2-bedroom here rents for about $1,112/month, which eats 20.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a occupational therapists salary go in Fargo?
Fargo has a Regional Price Parity of 90.87 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median occupational therapists salary is worth about $90,096 in national-average purchasing power.
Where do occupational therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.