Occupational Therapists Salary
Occupational Therapists in Palm Bay-Melbourne-Titusville, FL make a median of $98,090 a year, or about $47.16 an hour. The range runs from $65K at the entry level to $118K for experienced workers. Adjusted for local prices (RPP 100), that's roughly $98,090 in purchasing power. Rent on a 2-bedroom averages $1,709/month, or 26% of estimated take-home pay.
So what does $98K get you in Palm Bay-Melbourne-Titusville?
Groceries, utilities, transportation, and healthcare scaled from national averages by Palm Bay-Melbourne-Titusville’s Regional Price Parity (100). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About occupational therapists
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What this looks like in Palm Bay-Melbourne-Titusville
Occupational therapists pay in Palm Bay-Melbourne-Titusville tracks closely to the national median, $98K locally vs. $100K nationwide, a 2% difference. Rent runs $1,709/month for a 2-bedroom (HUD FMR), taking 26.5% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 100) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compared to nearby metros
Median pay for occupational therapists in metros near Palm Bay-Melbourne-Titusville, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach | $101K | $89K |
| Tampa-St. Petersburg-Clearwater | $98K | $97K |
| Orlando-Kissimmee-Sanford | $100K | $98K |
| Jacksonville | $99K | $100K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Palm Bay-Melbourne-Titusville, FL
Entry-level occupational therapists (10th percentile) start around $65K. Mid-career wages sit at $98K. Top earners bring in $118K or more, a $53K spread from bottom to top.
Occupational Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
View Occupational Therapists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $125K | +24% | 13,810 |
| Oregon | $112K | +12% | 1,170 |
| Nevada | $111K | +10% | 1,080 |
| District of Columbia | $109K | +9% | 540 |
| Washington | $108K | +7% | 3,340 |
| Maryland | $107K | +7% | 2,390 |
| Colorado | $107K | +6% | 3,390 |
| Arkansas | $106K | +6% | 2,160 |
| Texas | $106K | +6% | 13,400 |
| Oklahoma | $104K | +4% | 1,180 |
| Georgia | $104K | +4% | 3,650 |
| Alaska | $104K | +3% | 410 |
| Arizona | $104K | +3% | 2,680 |
| New Jersey | $103K | +3% | 6,290 |
| Hawaii | $103K | +3% | 390 |
| Connecticut | $102K | +2% | 3,150 |
| Delaware | $102K | +2% | 490 |
| South Carolina | $101K | +1% | 1,840 |
| Massachusetts | $101K | +1% | 6,510 |
| Virginia | $101K | +0% | 4,150 |
| Rhode Island | $100K | -0% | 770 |
| Illinois | $100K | -1% | 7,710 |
| Ohio | $99K | -1% | 6,760 |
| Florida | $99K | -1% | 10,650 |
| New Mexico | $99K | -1% | 1,030 |
| Kansas | $99K | -1% | 1,560 |
| Louisiana | $98K | -2% | 2,060 |
| Pennsylvania | $98K | -2% | 6,560 |
| Idaho | $98K | -3% | 840 |
| Tennessee | $98K | -3% | 2,490 |
| Kentucky | $98K | -3% | 2,190 |
| Missouri | $97K | -3% | 3,400 |
| Utah | $97K | -3% | 1,030 |
| Indiana | $97K | -3% | 3,830 |
| New York | $96K | -4% | 11,690 |
| West Virginia | $96K | -4% | 700 |
| Mississippi | $95K | -5% | 1,340 |
| Alabama | $94K | -6% | 1,500 |
| Nebraska | $94K | -7% | 1,500 |
| Vermont | $93K | -7% | 320 |
| Minnesota | $93K | -7% | 3,670 |
| North Carolina | $93K | -7% | 4,490 |
| Wisconsin | $92K | -8% | 3,710 |
| Iowa | $90K | -10% | 1,290 |
| Michigan | $90K | -10% | 5,120 |
| Montana | $89K | -11% | 420 |
| Wyoming | $86K | -14% | 350 |
| South Dakota | $85K | -15% | 490 |
| Maine | $84K | -16% | 1,120 |
| New Hampshire | $84K | -16% | 1,240 |
| North Dakota | $83K | -17% | 570 |
Showing 1–10 of 51 (all 50 states + DC)
Track occupational therapists salary changes
BLS updates this data quarterly. We'll email you when Palm Bay-Melbourne-Titusville numbers change.
Related careers in Healthcare
Frequently asked questions
Can a occupational therapist afford a 2BR apartment alone in Palm Bay-Melbourne-Titusville?
Yes — at the median salary of $98K, rent takes 26.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,709/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for occupational therapists in Palm Bay-Melbourne-Titusville?
The 10th-percentile wage — what new occupational therapists typically earn — is $65K/year. Take-home on that works out to about $3,904/month. At HUD’s $1,709/month FMR, rent would take 44% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is occupational therapist a high-paying job in Palm Bay-Melbourne-Titusville?
Pay here is roughly in line with the national average — $98K locally vs. $100K nationally, a 2% difference.
How does Palm Bay-Melbourne-Titusville compare to the national average for occupational therapists?
Palm Bay-Melbourne-Titusville pays $98K median vs. the U.S. average of $100K — that’s -2%. After adjusting for local cost of living (RPP 100), the purchasing-power equivalent is $98K — below the national median.
How much do occupational therapists make in Palm Bay-Melbourne-Titusville, FL?
The median is $98,090 a year, that works out to about $47 an hour. But the range is wide: entry-level workers start around $65,060, and experienced occupational therapists can clear $118,390. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $98K enough to live in Palm Bay-Melbourne-Titusville?
On that salary, you'd take home roughly $6,449/month after taxes. A 2-bedroom here rents for about $1,709/month, which eats 26.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a occupational therapists salary go in Palm Bay-Melbourne-Titusville?
Palm Bay-Melbourne-Titusville has a Regional Price Parity of 100 (100 is the national average). That's right at the national average. After cost-of-living adjustment, the median occupational therapists salary is worth about $98,090 in national-average purchasing power.
Where do occupational therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.