Occupational Therapists Salary in Panama City-Panama City Beach, FL
Occupational Therapists in Panama City-Panama City Beach, FL make a median of $97,800 a year, or about $47.02 an hour. The range runs from $72K at the entry level to $116K for experienced workers. Adjusted for local prices (RPP 97.3), that's roughly $100,514 in purchasing power. Rent on a 2-bedroom averages $1,017/month, or 15.5% of estimated take-home pay.
So what does $98K get you in Panama City-Panama City Beach?
Groceries, utilities, transportation, and healthcare scaled from national averages by Panama City-Panama City Beach’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About occupational therapists
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Compensation breakdown
Annual earnings by percentile, Panama City-Panama City Beach, FL
Entry-level occupational therapists (10th percentile) start around $72K. Mid-career wages sit at $98K. Top earners bring in $116K or more, a $44K spread from bottom to top.
Occupational Therapists pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| California | $119K | +21% | 12,020 |
| Oregon | $107K | +9% | 1,420 |
| Nevada | $105K | +7% | 1,090 |
| Oklahoma | $104K | +5% | 1,230 |
| New Jersey | $103K | +5% | 4,830 |
| Washington | $102K | +4% | 3,410 |
| Arizona | $102K | +4% | 2,390 |
| Connecticut | $102K | +4% | 3,000 |
| Maryland | $102K | +4% | 2,650 |
| Texas | $102K | +3% | 11,700 |
| Virginia | $101K | +2% | 3,670 |
| Alaska | $100K | +2% | 340 |
| Arkansas | $99K | +1% | 1,740 |
| District of Columbia | $99K | +1% | 530 |
| New Mexico | $99K | +1% | 860 |
| Rhode Island | $99K | +1% | 760 |
| Florida | $99K | +1% | 9,230 |
| Illinois | $99K | +1% | 7,410 |
| Georgia | $99K | +0% | 3,670 |
| Massachusetts | $98K | +0% | 6,250 |
| South Carolina | $97K | -1% | 1,940 |
| Kansas | $97K | -1% | 1,650 |
| Delaware | $96K | -2% | 480 |
| Tennessee | $96K | -2% | 2,490 |
| Ohio | $96K | -3% | 6,480 |
| Alabama | $95K | -3% | 1,390 |
| New York | $95K | -3% | 10,540 |
| North Carolina | $95K | -4% | 4,910 |
| Hawaii | $95K | -4% | 340 |
| Pennsylvania | $94K | -4% | 7,200 |
| Louisiana | $94K | -4% | 2,030 |
| Missouri | $94K | -5% | 2,850 |
| Indiana | $94K | -5% | 3,440 |
| Utah | $93K | -5% | 970 |
| West Virginia | $93K | -5% | 680 |
| Mississippi | $92K | -6% | 1,120 |
| Kentucky | $91K | -7% | 2,110 |
| Wyoming | $89K | -9% | 350 |
| Iowa | $89K | -10% | 1,170 |
| Idaho | $88K | -10% | 630 |
| Nebraska | $87K | -12% | 1,500 |
| Wisconsin | $87K | -12% | 3,620 |
| Vermont | $86K | -12% | 340 |
| Minnesota | $85K | -14% | 3,360 |
| New Hampshire | $85K | -14% | 1,080 |
| Michigan | $84K | -14% | 5,090 |
| Montana | $84K | -14% | 510 |
| Maine | $82K | -16% | 1,000 |
| South Dakota | $81K | -17% | 520 |
| North Dakota | $80K | -19% | 610 |
Showing 1–10 of 50 states
BLS does not publish data for every state when sample sizes are too small
Track occupational therapists salary changes
BLS updates this data quarterly. We'll email you when Panama City-Panama City Beach numbers change.
Related careers in Healthcare
Frequently asked questions
How much do occupational therapists make in Panama City-Panama City Beach, FL?
The median is $97,800 a year, that works out to about $47 an hour. But the range is wide: entry-level workers start around $72,050, and experienced occupational therapists can clear $116,070. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $98K enough to live in Panama City-Panama City Beach?
On that salary, you'd take home roughly $6,432/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 15.8% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a occupational therapists salary go in Panama City-Panama City Beach?
Panama City-Panama City Beach has a Regional Price Parity of 97.3 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median occupational therapists salary is worth about $100,514 in national-average purchasing power.
Where do occupational therapists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.