Ophthalmologists, Except Pediatric Salary

Yes — at the median salary of $325K, rent takes 13.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,347/month. That stays under the 30% guideline most financial planners use.

The 10th-percentile wage — what new ophthalmologists, except pediatrics typically earn — is $115K/year. Take-home on that works out to about $6,914/month. At HUD’s $2,347/month FMR, rent would take 34% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Pay here is roughly in line with the national average — $325K locally vs. $300K nationally, a 8% difference.

Massachusetts pays $325K median vs. the U.S. average of $300K — that’s +8%. After adjusting for local cost of living (RPP 100.09), the purchasing-power equivalent is $325K — still ahead of the national median.

The median is $325,200 a year, that works out to about $156 an hour. But the range is wide: entry-level workers start around $115,240, and experienced ophthalmologists, except pediatrics can clear $420,470. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $17,839/month after taxes. A 2-bedroom here rents for about $2,347/month, which eats 13.2% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.

Massachusetts has a Regional Price Parity of 100.09 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median ophthalmologists, except pediatric salary is worth about $324,908 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.