Optometrists Salary

It’s a stretch — at the median salary of $140K, rent takes 38.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $3,124/month. The 30% guideline puts the comfortable ceiling at roughly $2,400/month in rent — so roommates or a 1-bedroom would ease the math significantly.

The 10th-percentile wage — what new optometrists typically earn — is $103K/year. Take-home on that works out to about $6,176/month. At HUD’s $3,124/month FMR, rent would take 51% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Pay here is roughly in line with the national average — $140K locally vs. $137K nationally, a 3% difference.

Santa Maria-Santa Barbara pays $140K median vs. the U.S. average of $137K — that’s +3%. After adjusting for local cost of living (RPP 108.8), the purchasing-power equivalent is $129K — below the national median.

The median is $140,160 a year, that works out to about $67 an hour. But the range is wide: entry-level workers start around $102,940, and experienced optometrists can clear $165,740. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $8,115/month after taxes. A 2-bedroom here rents for about $3,124/month, which eats 38.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

Santa Maria-Santa Barbara has a Regional Price Parity of 108.8 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median optometrists salary is worth about $128,824 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.