Personal Financial Advisors Salary
The median pay for a personal financial advisors in Missouri is $99,930/year ($48.04/hour), per BLS data. The range runs from $51K at the entry level to $313K for experienced workers. Cost of living is below average (RPP 88.97), which stretches that salary to about $112,319 in buying power. Rent on a 2-bedroom averages $1,097/month, or 17.4% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Missouri. Jump to a metro for precise data:
So what does $100K get you in Missouri?
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What this looks like in Missouri
Personal financial advisors pay in Missouri tracks closely to the national median, $100K locally vs. $105K nationwide, a 5% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,097/month, 17.6% of take-home, well inside the 30% guideline. Regional Price Parity sits at 88.97 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Missouri
Entry-level personal financial advisors (10th percentile) start around $51K. Mid-career wages sit at $100K. Top earners bring in $313K or more, a $262K spread from bottom to top.
Personal Financial Advisors salary by metro in Missouri
6 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Kansas City | $123K | +23% | 3,500 |
| St. Louis | $104K | +4% | 2,630 |
| Springfield | $75K | -25% | 210 |
| St. Joseph | $74K | -26% | 50 |
| Cape Girardeau | $72K | -28% | 40 |
| Columbia | $63K | -37% | 120 |
Compare to other states
Track personal financial advisors salary changes
BLS updates this data quarterly. We'll email you when Missouri numbers change.
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Frequently asked questions
Can a personal financial advisor afford a 2BR apartment alone in Missouri?
Yes — at the median salary of $100K, rent takes 17.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,097/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for personal financial advisors in Missouri?
The 10th-percentile wage — what new personal financial advisors typically earn — is $51K/year. Take-home on that works out to about $3,088/month. At HUD’s $1,097/month FMR, rent would take 36% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is personal financial advisor a high-paying job in Missouri?
Pay here is roughly in line with the national average — $100K locally vs. $105K nationally, a 5% difference.
How does Missouri compare to the national average for personal financial advisors?
Missouri pays $100K median vs. the U.S. average of $105K — that’s -5%. After adjusting for local cost of living (RPP 88.97), the purchasing-power equivalent is $112K — still ahead of the national median.
How much do personal financial advisors make in Missouri?
The median is $99,930 a year, that works out to about $48 an hour. But the range is wide: entry-level workers start around $51,470, and experienced personal financial advisors can clear $313,230. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $100K enough to live in Missouri?
On that salary, you'd take home roughly $6,225/month after taxes. A 2-bedroom here rents for about $1,097/month, which eats 17.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a personal financial advisors salary go in Missouri?
Missouri has a Regional Price Parity of 88.97 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median personal financial advisors salary is worth about $112,319 in national-average purchasing power.
Where do personal financial advisors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.