How to Become a Credit Counselors in Massachusetts
Credit Counselors in Massachusetts earn a median salary of $62,060/year, which is 23% above the national average. Massachusetts has a state income tax of ~5.0%. After taxes and rent, a credit counselors takes home approximately $2,655/month. Most positions require Bachelor's degree.
What a credit counselors can afford in Massachusetts
Becoming a credit counselors in Massachusetts
Meet education requirements
Credit Counselors positions in Massachusetts typically require Bachelor's degree. Programs are available at colleges and training institutions across Massachusetts. Research accredited programs in your area.
Gain required experience
Many credit counselors positions in Massachusetts require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Massachusetts licensure or certification
Massachusetts may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the Massachusetts Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Massachusetts
Massachusetts employs 930 credit counselors. The highest concentrations are in Boston-Cambridge-Newton and Worcester.
Credit Counselors salary by metro area in Massachusetts
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Boston-Cambridge-Newton | $62K | $29.95/hr | 780 |
| Worcester | $59K | $28.51/hr | 70 |
| Springfield | $52K | $24.99/hr | 50 |
Credit Counselors salary range in Massachusetts
Credit Counselors careers in other states
Frequently asked questions
How much does a credit counselors make in Massachusetts?▼
The median credit counselors salary in Massachusetts is $62,060 per year ($29.84/hr). This is 23% above the national median of $50,480. Salaries range from $43,570 to $95,640.
What are the requirements to become a credit counselors in Massachusetts?▼
Credit Counselors positions in Massachusetts typically require Bachelor's degree. Massachusetts may have specific licensing or certification requirements. Check with the Massachusetts licensing board or department of labor for current requirements.
Can a credit counselors afford to live in Massachusetts?▼
At the median salary of $62,060, a credit counselors in Massachusetts would take home approximately $4,067/month after taxes. With median 2-bedroom rent at $1,412/month, that's 34.7% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for credit counselors in Massachusetts?▼
The highest paying metro areas for credit counselors in Massachusetts are Boston-Cambridge-Newton ($62,290), Worcester ($59,290), Springfield ($51,980). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Massachusetts have state income tax for credit counselors?▼
Yes, Massachusetts has a state income tax rate of approximately 5.0%. On a $62,060 salary, this means roughly $3,103/year in state income tax. Use our take-home pay calculator for a detailed breakdown.