How to Become a Credit Counselors in Michigan
Credit Counselors in Michigan earn a median salary of $51,000/year, which is 1% above the national average. Michigan has a state income tax of ~4.3%. After taxes and rent, a credit counselors takes home approximately $1,992/month. Most positions require Bachelor's degree.
What a credit counselors can afford in Michigan
Becoming a credit counselors in Michigan
Meet education requirements
Credit Counselors positions in Michigan typically require Bachelor's degree. Programs are available at colleges and training institutions across Michigan. Research accredited programs in your area.
Gain required experience
Many credit counselors positions in Michigan require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Michigan licensure or certification
Michigan may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the Michigan Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Michigan
Michigan employs 1,280 credit counselors. The highest concentrations are in Ann Arbor and Detroit-Warren-Dearborn.
Credit Counselors salary by metro area in Michigan
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Ann Arbor | $55K | $26.22/hr | 80 |
| Detroit-Warren-Dearborn | $51K | $24.61/hr | 570 |
| Grand Rapids-Wyoming-Kentwood | $49K | $23.58/hr | 110 |
| Saginaw | $47K | $22.78/hr | 40 |
| Lansing-East Lansing | $47K | $22.41/hr | 40 |
Credit Counselors salary range in Michigan
Credit Counselors careers in other states
Frequently asked questions
How much does a credit counselors make in Michigan?▼
The median credit counselors salary in Michigan is $51,000 per year ($24.52/hr). This is 1% above the national median of $50,480. Salaries range from $40,720 to $90,800.
What are the requirements to become a credit counselors in Michigan?▼
Credit Counselors positions in Michigan typically require Bachelor's degree. Michigan may have specific licensing or certification requirements. Check with the Michigan licensing board or department of labor for current requirements.
Can a credit counselors afford to live in Michigan?▼
At the median salary of $51,000, a credit counselors in Michigan would take home approximately $3,404/month after taxes. With median 2-bedroom rent at $1,412/month, that's 41.5% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for credit counselors in Michigan?▼
The highest paying metro areas for credit counselors in Michigan are Ann Arbor ($54,550), Detroit-Warren-Dearborn ($51,190), Grand Rapids-Wyoming-Kentwood ($49,050). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Michigan have state income tax for credit counselors?▼
Yes, Michigan has a state income tax rate of approximately 4.3%. On a $51,000 salary, this means roughly $2,168/year in state income tax. Use our take-home pay calculator for a detailed breakdown.