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Business & Finance · Missouri

How to Become a Credit Counselors in Missouri

Credit Counselors in Missouri earn a median salary of $46,860/year, which is 7% below the national average. Missouri has a state income tax of ~3.1%. After taxes and rent, a credit counselors takes home approximately $1,776/month. Most positions require Bachelor's degree.

$47K
Median salary in Missouri
-7%
vs. national average
3.1%
State income tax
150
Employed in Missouri

What a credit counselors can afford in Missouri

Gross annual salary$46,860
Est. monthly take-home (after fed + 3.1% state tax)$3,188/mo
Median 2BR rent (Missouri)-$1,412/mo
Rent as % of take-home44.3% (above 30% guideline)
Cost-of-living adjusted salary$46,860/yr (RPP: 100)
Monthly remaining after rent$1,776/mo

Becoming a credit counselors in Missouri

1

Meet education requirements

Credit Counselors positions in Missouri typically require Bachelor's degree. Programs are available at colleges and training institutions across Missouri. Research accredited programs in your area.

2

Gain required experience

Many credit counselors positions in Missouri require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Missouri licensure or certification

Missouri may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the Missouri Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Missouri

Missouri employs 150 credit counselors. The highest concentrations are in St. Louis.

Credit Counselors salary by metro area in Missouri

Metro areaMedianHourlyEmployment
St. Louis$48K$23.1/hr140

Credit Counselors salary range in Missouri

10th percentile (entry)
$38K
25th percentile
$41K
Median (50th)
$47K
75th percentile
$50K
90th percentile (senior)
$51K
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Full credit counselors salary breakdown in Missouri
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Credit Counselors careers in other states

Frequently asked questions

How much does a credit counselors make in Missouri?

The median credit counselors salary in Missouri is $46,860 per year ($22.53/hr). This is 7% below the national median of $50,480. Salaries range from $37,760 to $51,150.

What are the requirements to become a credit counselors in Missouri?

Credit Counselors positions in Missouri typically require Bachelor's degree. Missouri may have specific licensing or certification requirements. Check with the Missouri licensing board or department of labor for current requirements.

Can a credit counselors afford to live in Missouri?

At the median salary of $46,860, a credit counselors in Missouri would take home approximately $3,188/month after taxes. With median 2-bedroom rent at $1,412/month, that's 44.3% of take-home pay going to housing. This exceeds the recommended 30% guideline.

What are the best cities for credit counselors in Missouri?

The highest paying metro areas for credit counselors in Missouri are St. Louis ($48,060). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Missouri have state income tax for credit counselors?

Yes, Missouri has a state income tax rate of approximately 3.1%. On a $46,860 salary, this means roughly $1,436/year in state income tax. Use our take-home pay calculator for a detailed breakdown.