How to Become a Credit Counselors in Ohio
Credit Counselors in Ohio earn a median salary of $52,470/year, which is 4% above the national average. Ohio has a state income tax of ~1.4%. After taxes and rent, a credit counselors takes home approximately $2,210/month. Most positions require Bachelor's degree.
What a credit counselors can afford in Ohio
Becoming a credit counselors in Ohio
Meet education requirements
Credit Counselors positions in Ohio typically require Bachelor's degree. Programs are available at colleges and training institutions across Ohio. Research accredited programs in your area.
Gain required experience
Many credit counselors positions in Ohio require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Ohio licensure or certification
Ohio may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the Ohio Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Ohio
Ohio employs 870 credit counselors. The highest concentrations are in Cincinnati and Cleveland.
Credit Counselors salary by metro area in Ohio
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Cincinnati | $58K | $27.9/hr | 200 |
| Cleveland | $58K | $27.79/hr | 120 |
| Dayton-Kettering-Beavercreek | $53K | $25.56/hr | 100 |
| Columbus | $50K | $24.15/hr | 150 |
| Toledo | $46K | $22.15/hr | 40 |
Credit Counselors salary range in Ohio
Credit Counselors careers in other states
Frequently asked questions
How much does a credit counselors make in Ohio?▼
The median credit counselors salary in Ohio is $52,470 per year ($25.23/hr). This is 4% above the national median of $50,480. Salaries range from $38,880 to $74,190.
What are the requirements to become a credit counselors in Ohio?▼
Credit Counselors positions in Ohio typically require Bachelor's degree. Ohio may have specific licensing or certification requirements. Check with the Ohio licensing board or department of labor for current requirements.
Can a credit counselors afford to live in Ohio?▼
At the median salary of $52,470, a credit counselors in Ohio would take home approximately $3,622/month after taxes. With median 2-bedroom rent at $1,412/month, that's 39% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for credit counselors in Ohio?▼
The highest paying metro areas for credit counselors in Ohio are Cincinnati ($58,020), Cleveland ($57,800), Dayton-Kettering-Beavercreek ($53,150). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Ohio have state income tax for credit counselors?▼
Yes, Ohio has a state income tax rate of approximately 1.4%. On a $52,470 salary, this means roughly $740/year in state income tax. Use our take-home pay calculator for a detailed breakdown.