How to Become a Credit Counselors in Rhode Island
Credit Counselors in Rhode Island earn a median salary of $58,220/year, which is 15% above the national average. Rhode Island has a state income tax of ~3.1%. After taxes and rent, a credit counselors takes home approximately $2,506/month. Most positions require Bachelor's degree.
What a credit counselors can afford in Rhode Island
Becoming a credit counselors in Rhode Island
Meet education requirements
Credit Counselors positions in Rhode Island typically require Bachelor's degree. Programs are available at colleges and training institutions across Rhode Island. Research accredited programs in your area.
Gain required experience
Many credit counselors positions in Rhode Island require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Rhode Island licensure or certification
Rhode Island may require specific licensing or professional certification for credit counselorss. Requirements vary by state — contact the Rhode Island Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Rhode Island
Rhode Island employs 120 credit counselors. The highest concentrations are in Providence-Warwick.
Credit Counselors salary by metro area in Rhode Island
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Providence-Warwick | $58K | $27.99/hr | 150 |
Credit Counselors salary range in Rhode Island
Credit Counselors careers in other states
Frequently asked questions
How much does a credit counselors make in Rhode Island?▼
The median credit counselors salary in Rhode Island is $58,220 per year ($27.99/hr). This is 15% above the national median of $50,480. Salaries range from $48,210 to $77,540.
What are the requirements to become a credit counselors in Rhode Island?▼
Credit Counselors positions in Rhode Island typically require Bachelor's degree. Rhode Island may have specific licensing or certification requirements. Check with the Rhode Island licensing board or department of labor for current requirements.
Can a credit counselors afford to live in Rhode Island?▼
At the median salary of $58,220, a credit counselors in Rhode Island would take home approximately $3,918/month after taxes. With median 2-bedroom rent at $1,412/month, that's 36% of take-home pay going to housing. This exceeds the recommended 30% guideline.
What are the best cities for credit counselors in Rhode Island?▼
The highest paying metro areas for credit counselors in Rhode Island are Providence-Warwick ($58,220). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Rhode Island have state income tax for credit counselors?▼
Yes, Rhode Island has a state income tax rate of approximately 3.1%. On a $58,220 salary, this means roughly $1,806/year in state income tax. Use our take-home pay calculator for a detailed breakdown.