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Sales · Rhode Island

How to Become a Insurance Sales Agents in Rhode Island

Insurance Sales Agents in Rhode Island earn a median salary of $74,360/year, which is 23% above the national average. Rhode Island has a state income tax of ~3.2%. After taxes and rent, a insurance sales agents takes home approximately $3,445/month. Most positions require High school diploma or equivalent.

$74K
Median salary in Rhode Island
+23%
vs. national average
3.2%
State income tax
1,860
Employed in Rhode Island

What a insurance sales agents can afford in Rhode Island

Gross annual salary$74,360
Est. monthly take-home (after fed + 3.2% state tax)$4,857/mo
Median 2BR rent (Rhode Island)-$1,412/mo
Rent as % of take-home29.1% (within guideline)
Cost-of-living adjusted salary$74,360/yr (RPP: 100)
Monthly remaining after rent$3,445/mo

Becoming a insurance sales agents in Rhode Island

1

Meet education requirements

Insurance Sales Agents positions in Rhode Island typically require High school diploma or equivalent. Programs are available at colleges and training institutions across Rhode Island. Research accredited programs in your area.

2

Gain required experience

Many insurance sales agents positions in Rhode Island require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Rhode Island licensure or certification

Rhode Island may require specific licensing or professional certification for insurance sales agentss. Requirements vary by state — contact the Rhode Island Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Rhode Island

Rhode Island employs 1,860 insurance sales agents. The highest concentrations are in Providence-Warwick.

Insurance Sales Agents salary by metro area in Rhode Island

Metro areaMedianHourlyEmployment
Providence-Warwick$73K$35.11/hr2,010

Insurance Sales Agents salary range in Rhode Island

10th percentile (entry)
$44K
25th percentile
$50K
Median (50th)
$74K
75th percentile
$102K
90th percentile (senior)
$132K
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Frequently asked questions

How much does a insurance sales agents make in Rhode Island?

The median insurance sales agents salary in Rhode Island is $74,360 per year ($35.75/hr). This is 23% above the national median of $60,370. Salaries range from $44,470 to $132,240.

What are the requirements to become a insurance sales agents in Rhode Island?

Insurance Sales Agents positions in Rhode Island typically require High school diploma or equivalent. Rhode Island may have specific licensing or certification requirements. Check with the Rhode Island licensing board or department of labor for current requirements.

Can a insurance sales agents afford to live in Rhode Island?

At the median salary of $74,360, a insurance sales agents in Rhode Island would take home approximately $4,857/month after taxes. With median 2-bedroom rent at $1,412/month, that's 29.1% of take-home pay going to housing. This is within the recommended 30% guideline.

What are the best cities for insurance sales agents in Rhode Island?

The highest paying metro areas for insurance sales agents in Rhode Island are Providence-Warwick ($73,020). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Rhode Island have state income tax for insurance sales agents?

Yes, Rhode Island has a state income tax rate of approximately 3.2%. On a $74,360 salary, this means roughly $2,412/year in state income tax. Use our take-home pay calculator for a detailed breakdown.