How to Become a Insurance Underwriters in Tennessee
Insurance Underwriters in Tennessee earn a median salary of $79,190/year, which is 1% below the national average. Tennessee has no state income tax. After taxes and rent, a insurance underwriters takes home approximately $3,929/month. Most positions require Bachelor's degree.
What a insurance underwriters can afford in Tennessee
Becoming a insurance underwriters in Tennessee
Meet education requirements
Insurance Underwriters positions in Tennessee typically require Bachelor's degree. Programs are available at colleges and training institutions across Tennessee. Research accredited programs in your area.
Gain required experience
Many insurance underwriters positions in Tennessee require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Tennessee licensure or certification
Tennessee may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state — contact the Tennessee Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Tennessee
Tennessee employs 1,100 insurance underwriters. The highest concentrations are in Chattanooga and Nashville-Davidson--Murfreesboro--Franklin.
Insurance Underwriters salary by metro area in Tennessee
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Chattanooga | $96K | $46.02/hr | 100 |
| Nashville-Davidson--Murfreesboro--Franklin | $79K | $37.92/hr | 500 |
| Knoxville | $77K | $36.9/hr | 100 |
| Memphis | $74K | $35.52/hr | 120 |
Insurance Underwriters salary range in Tennessee
Insurance Underwriters careers in other states
Frequently asked questions
How much does a insurance underwriters make in Tennessee?▼
The median insurance underwriters salary in Tennessee is $79,190 per year ($38.07/hr). This is 1% below the national median of $79,880. Salaries range from $52,840 to $128,960.
What are the requirements to become a insurance underwriters in Tennessee?▼
Insurance Underwriters positions in Tennessee typically require Bachelor's degree. Tennessee may have specific licensing or certification requirements. Check with the Tennessee licensing board or department of labor for current requirements.
Can a insurance underwriters afford to live in Tennessee?▼
At the median salary of $79,190, a insurance underwriters in Tennessee would take home approximately $5,341/month after taxes. With median 2-bedroom rent at $1,412/month, that's 26.4% of take-home pay going to housing. This is within the recommended 30% guideline.
What are the best cities for insurance underwriters in Tennessee?▼
The highest paying metro areas for insurance underwriters in Tennessee are Chattanooga ($95,720), Nashville-Davidson--Murfreesboro--Franklin ($78,880), Knoxville ($76,750). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Tennessee have state income tax for insurance underwriters?▼
No, Tennessee does not have a state income tax. This means insurance underwriters keep more of their gross salary compared to states with income tax — a significant advantage for affordability.