Skip to content
AffordMap
Business & Finance · Florida

How to Become a Insurance Underwriters in Florida

Insurance Underwriters in Florida earn a median salary of $80,000/year, which is 0% above the national average. Florida has no state income tax. After taxes and rent, a insurance underwriters takes home approximately $3,977/month. Most positions require Bachelor's degree.

$80K
Median salary in Florida
+0%
vs. national average
None
State income tax
7,430
Employed in Florida

What a insurance underwriters can afford in Florida

Gross annual salary$80,000
Est. monthly take-home (no state tax)$5,389/mo
Median 2BR rent (Florida)-$1,412/mo
Rent as % of take-home26.2% (within guideline)
Cost-of-living adjusted salary$80,000/yr (RPP: 100)
Monthly remaining after rent$3,977/mo

Becoming a insurance underwriters in Florida

1

Meet education requirements

Insurance Underwriters positions in Florida typically require Bachelor's degree. Programs are available at colleges and training institutions across Florida. Research accredited programs in your area.

2

Gain required experience

Many insurance underwriters positions in Florida require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Florida licensure or certification

Florida may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state — contact the Florida Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Florida

Florida employs 7,430 insurance underwriters. The highest concentrations are in Jacksonville and Palm Bay-Melbourne-Titusville.

Insurance Underwriters salary by metro area in Florida

Metro areaMedianHourlyEmployment
Jacksonville$84K$40.19/hr490
Palm Bay-Melbourne-Titusville$83K$40.05/hr50
Miami-Fort Lauderdale-West Palm Beach$81K$38.85/hr1,530
Tampa-St. Petersburg-Clearwater$80K$38.45/hr2,390
Cape Coral-Fort Myers$80K$38.34/hr
North Port-Bradenton-Sarasota$79K$37.97/hr170
Orlando-Kissimmee-Sanford$78K$37.6/hr760
Lakeland-Winter Haven$77K$36.79/hr280
Deltona-Daytona Beach-Ormond Beach$75K$36.01/hr70
Tallahassee$61K$29.4/hr190

Insurance Underwriters salary range in Florida

10th percentile (entry)
$51K
25th percentile
$63K
Median (50th)
$80K
75th percentile
$100K
90th percentile (senior)
$134K
View jobs for Insurance Underwriters
Currently hiring in Florida
View →
More openings for Insurance Underwriters
Currently hiring in Florida
View →
Prepare for the CPA exam
Online prep courses
View →
Full insurance underwriters salary breakdown in Florida
Percentiles, trends, and comparisons
View →
Calculate take-home pay in Florida
No state income tax!
Calculate →
Compare Florida cost of living to other states
See where your salary goes further
Compare →

Insurance Underwriters careers in other states

Frequently asked questions

How much does a insurance underwriters make in Florida?

The median insurance underwriters salary in Florida is $80,000 per year ($38.46/hr). This is 0% above the national median of $79,880. Salaries range from $51,210 to $133,640.

What are the requirements to become a insurance underwriters in Florida?

Insurance Underwriters positions in Florida typically require Bachelor's degree. Florida may have specific licensing or certification requirements. Check with the Florida licensing board or department of labor for current requirements.

Can a insurance underwriters afford to live in Florida?

At the median salary of $80,000, a insurance underwriters in Florida would take home approximately $5,389/month after taxes. With median 2-bedroom rent at $1,412/month, that's 26.2% of take-home pay going to housing. This is within the recommended 30% guideline.

What are the best cities for insurance underwriters in Florida?

The highest paying metro areas for insurance underwriters in Florida are Jacksonville ($83,600), Palm Bay-Melbourne-Titusville ($83,300), Miami-Fort Lauderdale-West Palm Beach ($80,800). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Florida have state income tax for insurance underwriters?

No, Florida does not have a state income tax. This means insurance underwriters keep more of their gross salary compared to states with income tax — a significant advantage for affordability.