How to Become a Insurance Underwriters in Texas
Insurance Underwriters in Texas earn a median salary of $76,760/year, which is 4% below the national average. Texas has no state income tax. After taxes and rent, a insurance underwriters takes home approximately $3,787/month. Most positions require Bachelor's degree.
What a insurance underwriters can afford in Texas
Becoming a insurance underwriters in Texas
Meet education requirements
Insurance Underwriters positions in Texas typically require Bachelor's degree. Programs are available at colleges and training institutions across Texas. Research accredited programs in your area.
Gain required experience
Many insurance underwriters positions in Texas require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.
Obtain Texas licensure or certification
Texas may require specific licensing or professional certification for insurance underwriterss. Requirements vary by state — contact the Texas Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.
Find positions in Texas
Texas employs 8,150 insurance underwriters. The highest concentrations are in Austin-Round Rock-San Marcos and Dallas-Fort Worth-Arlington.
Insurance Underwriters salary by metro area in Texas
| Metro area | Median | Hourly | Employment |
|---|---|---|---|
| Austin-Round Rock-San Marcos | $80K | $38.63/hr | 630 |
| Dallas-Fort Worth-Arlington | $80K | $38.55/hr | 3,430 |
| San Antonio-New Braunfels | $77K | $36.85/hr | 980 |
| Houston-Pasadena-The Woodlands | $77K | $36.81/hr | 1,300 |
Insurance Underwriters salary range in Texas
Insurance Underwriters careers in other states
Frequently asked questions
How much does a insurance underwriters make in Texas?▼
The median insurance underwriters salary in Texas is $76,760 per year ($36.91/hr). This is 4% below the national median of $79,880. Salaries range from $47,230 to $136,100.
What are the requirements to become a insurance underwriters in Texas?▼
Insurance Underwriters positions in Texas typically require Bachelor's degree. Texas may have specific licensing or certification requirements. Check with the Texas licensing board or department of labor for current requirements.
Can a insurance underwriters afford to live in Texas?▼
At the median salary of $76,760, a insurance underwriters in Texas would take home approximately $5,199/month after taxes. With median 2-bedroom rent at $1,412/month, that's 27.2% of take-home pay going to housing. This is within the recommended 30% guideline.
What are the best cities for insurance underwriters in Texas?▼
The highest paying metro areas for insurance underwriters in Texas are Austin-Round Rock-San Marcos ($80,360), Dallas-Fort Worth-Arlington ($80,190), San Antonio-New Braunfels ($76,640). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.
Does Texas have state income tax for insurance underwriters?▼
No, Texas does not have a state income tax. This means insurance underwriters keep more of their gross salary compared to states with income tax — a significant advantage for affordability.