Insurance Underwriters Salary in Cape Coral-Fort Myers, FL
Insurance Underwriters in Cape Coral-Fort Myers, FL make a median of $79,760 a year, or about $38.34 an hour. The range runs from $52K at the entry level to $137K for experienced workers. Adjusted for local prices (RPP 102.35), that's roughly $77,929 in purchasing power. A 2-bedroom apartment runs $1,961/month — about 35.4% of take-home, which is tight.
So what does $80K get you in Cape Coral-Fort Myers?
Groceries, utilities, transportation, and healthcare scaled from national averages by Cape Coral-Fort Myers’s Regional Price Parity (102.35). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction.
About insurance underwriters
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Compensation breakdown
Annual earnings by percentile, Cape Coral-Fort Myers, FL
Entry-level insurance underwriters (10th percentile) start around $52K. Mid-career wages sit at $80K. Top earners bring in $137K or more, a $85K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Vermont | $107K | +34% | 240 |
| District of Columbia | $101K | +26% | 100 |
| Massachusetts | $100K | +25% | 3,440 |
| Maine | $97K | +21% | 610 |
| New Hampshire | $96K | +20% | 320 |
| Connecticut | $95K | +20% | 2,670 |
| Washington | $95K | +19% | 2,000 |
| New Jersey | $94K | +17% | 3,170 |
| Maryland | $89K | +11% | 1,100 |
| Nevada | $87K | +9% | 520 |
| California | $87K | +9% | 7,300 |
| Illinois | $85K | +6% | 8,480 |
| New York | $84K | +5% | 7,530 |
| South Dakota | $83K | +4% | 240 |
| Kansas | $82K | +3% | 1,290 |
| Kentucky | $82K | +2% | 500 |
| South Carolina | $81K | +2% | 890 |
| Rhode Island | $81K | +1% | 310 |
| Florida | $80K | +0% | 7,430 |
| Ohio | $80K | -0% | 5,630 |
| Oregon | $79K | -1% | 630 |
| Idaho | $79K | -1% | 280 |
| Tennessee | $79K | -1% | 1,100 |
| Minnesota | $79K | -1% | 2,670 |
| Pennsylvania | $78K | -2% | 5,910 |
| Missouri | $78K | -2% | 1,910 |
| Georgia | $78K | -2% | 6,310 |
| Wisconsin | $78K | -2% | 3,440 |
| Iowa | $78K | -3% | 1,730 |
| Virginia | $77K | -3% | 2,910 |
| Michigan | $77K | -4% | 2,550 |
| Hawaii | $77K | -4% | 190 |
| Texas | $77K | -4% | 8,150 |
| Nebraska | $75K | -6% | 1,280 |
| Arizona | $74K | -8% | 3,300 |
| North Carolina | $72K | -10% | 3,230 |
| Indiana | $71K | -11% | 1,620 |
| Oklahoma | $68K | -15% | 960 |
| North Dakota | $68K | -15% | 200 |
| Delaware | $67K | -16% | N/A |
| Alabama | $64K | -20% | 1,050 |
| Arkansas | $64K | -20% | 300 |
| Louisiana | $63K | -21% | 1,140 |
| Utah | $63K | -21% | 460 |
| New Mexico | $62K | -22% | 130 |
| Alaska | $61K | -24% | 130 |
| Montana | $60K | -24% | 170 |
| Mississippi | $59K | -26% | 400 |
| West Virginia | $57K | -29% | 180 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Cape Coral-Fort Myers numbers change.
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Frequently asked questions
How much do insurance underwriters make in Cape Coral-Fort Myers, FL?
The median is $79,760 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $51,660, and experienced insurance underwriters can clear $136,560. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $80K enough to live in Cape Coral-Fort Myers?
On that salary, you'd take home roughly $5,375/month after taxes. A 2-bedroom here rents for about $1,961/month, which eats 36.5% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance underwriters salary go in Cape Coral-Fort Myers?
Cape Coral-Fort Myers has a Regional Price Parity of 102.35 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median insurance underwriters salary is worth about $77,929 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.