Insurance Underwriters Salary
Insurance Underwriters in Kansas make a median of $77,070 a year, or about $37.05 an hour. The range runs from $50K at the entry level to $162K for experienced workers. Cost of living is below average (RPP 89.54), which stretches that salary to about $86,073 in buying power. Rent on a 2-bedroom averages $1,066/month, or 21% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Kansas. Jump to a metro for precise data:
So what does $77K get you in Kansas?
About insurance underwriters
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What this looks like in Kansas
Insurance underwriters pay in Kansas tracks closely to the national median, $77K locally vs. $81K nationwide, a 5% difference. Housing is manageable: a 2-bedroom at the HUD median costs $1,066/month, 21.7% of take-home, well inside the 30% guideline. Regional Price Parity sits at 89.54 (national = 100), meaning everyday costs run about 10% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Kansas
Entry-level insurance underwriters (10th percentile) start around $50K. Mid-career wages sit at $77K. Top earners bring in $162K or more, a $112K spread from bottom to top.
Insurance Underwriters salary by metro in Kansas
2 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Topeka | $88K | +15% | 90 |
| Manhattan | $66K | -14% | 60 |
Compare to other states
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Kansas numbers change.
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Frequently asked questions
Can a insurance underwriter afford a 2BR apartment alone in Kansas?
Yes — at the median salary of $77K, rent takes 21.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,066/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for insurance underwriters in Kansas?
The 10th-percentile wage — what new insurance underwriters typically earn — is $50K/year. Take-home on that works out to about $2,994/month. At HUD’s $1,066/month FMR, rent would take 36% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance underwriter a high-paying job in Kansas?
Pay here is roughly in line with the national average — $77K locally vs. $81K nationally, a 5% difference.
How does Kansas compare to the national average for insurance underwriters?
Kansas pays $77K median vs. the U.S. average of $81K — that’s -5%. After adjusting for local cost of living (RPP 89.54), the purchasing-power equivalent is $86K — still ahead of the national median.
How much do insurance underwriters make in Kansas?
The median is $77,070 a year, that works out to about $37 an hour. But the range is wide: entry-level workers start around $49,900, and experienced insurance underwriters can clear $162,210. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $77K enough to live in Kansas?
On that salary, you'd take home roughly $4,906/month after taxes. A 2-bedroom here rents for about $1,066/month, which eats 21.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in Kansas?
Kansas has a Regional Price Parity of 89.54 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance underwriters salary is worth about $86,073 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.