Insurance Underwriters Salary in Topeka, KS
Insurance Underwriters in Topeka, KS make a median of $92,520 a year, or about $44.48 an hour. The range runs from $49K at the entry level to $177K for experienced workers. Cost of living is below average (RPP 88.82), which stretches that salary to about $104,166 in buying power. Rent on a 2-bedroom averages $1,057/month, or 18.1% of estimated take-home pay.
So what does $93K get you in Topeka?
Groceries, utilities, transportation, and healthcare scaled from national averages by Topeka’s Regional Price Parity (88.82). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance underwriters
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Compensation breakdown
Annual earnings by percentile, Topeka, KS
Entry-level insurance underwriters (10th percentile) start around $49K. Mid-career wages sit at $93K. Top earners bring in $177K or more, a $128K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Vermont | $107K | +34% | 240 |
| District of Columbia | $101K | +26% | 100 |
| Massachusetts | $100K | +25% | 3,440 |
| Maine | $97K | +21% | 610 |
| New Hampshire | $96K | +20% | 320 |
| Connecticut | $95K | +20% | 2,670 |
| Washington | $95K | +19% | 2,000 |
| New Jersey | $94K | +17% | 3,170 |
| Maryland | $89K | +11% | 1,100 |
| Nevada | $87K | +9% | 520 |
| California | $87K | +9% | 7,300 |
| Illinois | $85K | +6% | 8,480 |
| New York | $84K | +5% | 7,530 |
| South Dakota | $83K | +4% | 240 |
| Kansas | $82K | +3% | 1,290 |
| Kentucky | $82K | +2% | 500 |
| South Carolina | $81K | +2% | 890 |
| Rhode Island | $81K | +1% | 310 |
| Florida | $80K | +0% | 7,430 |
| Ohio | $80K | -0% | 5,630 |
| Oregon | $79K | -1% | 630 |
| Idaho | $79K | -1% | 280 |
| Tennessee | $79K | -1% | 1,100 |
| Minnesota | $79K | -1% | 2,670 |
| Pennsylvania | $78K | -2% | 5,910 |
| Missouri | $78K | -2% | 1,910 |
| Georgia | $78K | -2% | 6,310 |
| Wisconsin | $78K | -2% | 3,440 |
| Iowa | $78K | -3% | 1,730 |
| Virginia | $77K | -3% | 2,910 |
| Michigan | $77K | -4% | 2,550 |
| Hawaii | $77K | -4% | 190 |
| Texas | $77K | -4% | 8,150 |
| Nebraska | $75K | -6% | 1,280 |
| Arizona | $74K | -8% | 3,300 |
| North Carolina | $72K | -10% | 3,230 |
| Indiana | $71K | -11% | 1,620 |
| Oklahoma | $68K | -15% | 960 |
| North Dakota | $68K | -15% | 200 |
| Delaware | $67K | -16% | N/A |
| Alabama | $64K | -20% | 1,050 |
| Arkansas | $64K | -20% | 300 |
| Louisiana | $63K | -21% | 1,140 |
| Utah | $63K | -21% | 460 |
| New Mexico | $62K | -22% | 130 |
| Alaska | $61K | -24% | 130 |
| Montana | $60K | -24% | 170 |
| Mississippi | $59K | -26% | 400 |
| West Virginia | $57K | -29% | 180 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Topeka numbers change.
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Frequently asked questions
How much do insurance underwriters make in Topeka, KS?
The median is $92,520 a year, that works out to about $44 an hour. But the range is wide: entry-level workers start around $49,180, and experienced insurance underwriters can clear $176,820. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $93K enough to live in Topeka?
On that salary, you'd take home roughly $5,738/month after taxes. A 2-bedroom here rents for about $1,057/month, which eats 18.4% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a insurance underwriters salary go in Topeka?
Topeka has a Regional Price Parity of 88.82 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance underwriters salary is worth about $104,166 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.