Insurance Underwriters Salary
Insurance Underwriters in Sebastian-Vero Beach-West Vero Corridor, FL make a median of $61,900 a year, or about $29.76 an hour. The range runs from $47K at the entry level to $139K for experienced workers. Adjusted for local prices (RPP 98.31), that's roughly $62,964 in purchasing power. A 2-bedroom apartment runs $1,604/month, about 37.3% of take-home, which is tight.
So what does $62K get you in Sebastian-Vero Beach-West Vero Corridor?
Groceries, utilities, transportation, and healthcare scaled from national averages by Sebastian-Vero Beach-West Vero Corridor’s Regional Price Parity (98.31). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About insurance underwriters
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What this looks like in Sebastian-Vero Beach-West Vero Corridor
Pay for insurance underwriters in Sebastian-Vero Beach-West Vero Corridor runs about 24% below the U.S. median of $81K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,604/month, which is 37.2% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.31) is near the national average, so spending patterns here track the typical American budget fairly closely. That combination, below-market pay with high housing costs, makes this a financially demanding market for insurance underwriterss.
Compared to nearby metros
Median pay for insurance underwriters in metros near Sebastian-Vero Beach-West Vero Corridor, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Tampa-St. Petersburg-Clearwater | $78K | $78K |
| Miami-Fort Lauderdale-West Palm Beach | $79K | $70K |
| Orlando-Kissimmee-Sanford | $75K | $74K |
| Jacksonville | $81K | $82K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Sebastian-Vero Beach-West Vero Corridor, FL
Entry-level insurance underwriters (10th percentile) start around $47K. Mid-career wages sit at $62K. Top earners bring in $139K or more, a $92K spread from bottom to top.
Insurance Underwriters pay across states
Median income ranked highest to lowest, compared to the national figure
View Insurance Underwriters salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Massachusetts | $107K | +31% | 2,890 |
| New Hampshire | $104K | +28% | 270 |
| Nevada | $101K | +25% | 480 |
| Connecticut | $101K | +24% | 2,010 |
| Colorado | $101K | +24% | 2,040 |
| Washington | $99K | +22% | 1,740 |
| New York | $97K | +20% | 6,900 |
| Wisconsin | $97K | +20% | 3,110 |
| New Jersey | $96K | +18% | 3,150 |
| Maine | $96K | +17% | 520 |
| California | $95K | +17% | 6,580 |
| Maryland | $92K | +13% | 1,310 |
| Illinois | $90K | +10% | N/A |
| Georgia | $86K | +6% | 7,160 |
| Rhode Island | $85K | +4% | 250 |
| South Dakota | $83K | +2% | 210 |
| Arkansas | $82K | +1% | 290 |
| District of Columbia | $82K | +1% | N/A |
| Virginia | $82K | +1% | 2,470 |
| Alaska | $82K | +0% | 100 |
| Minnesota | $81K | -1% | 2,550 |
| Missouri | $80K | -2% | 2,130 |
| Kentucky | $80K | -2% | 900 |
| South Carolina | $80K | -2% | 910 |
| Ohio | $79K | -3% | 5,110 |
| Oregon | $79K | -3% | 570 |
| Pennsylvania | $79K | -3% | 5,160 |
| Texas | $79K | -3% | 9,980 |
| Tennessee | $79K | -3% | 1,250 |
| Florida | $79K | -3% | 7,300 |
| Vermont | $78K | -4% | 210 |
| Arizona | $78K | -4% | 3,360 |
| Indiana | $77K | -5% | 2,170 |
| Michigan | $77K | -5% | 2,590 |
| North Carolina | $77K | -5% | 3,460 |
| Kansas | $77K | -5% | 1,230 |
| Louisiana | $77K | -6% | 1,050 |
| Iowa | $75K | -8% | 1,490 |
| Nebraska | $75K | -8% | 1,410 |
| North Dakota | $74K | -9% | 210 |
| Hawaii | $73K | -10% | 230 |
| Utah | $73K | -11% | 490 |
| Oklahoma | $67K | -18% | 600 |
| New Mexico | $64K | -21% | 100 |
| Montana | $63K | -22% | 140 |
| Idaho | $63K | -23% | 360 |
| Wyoming | $62K | -23% | 50 |
| Alabama | $62K | -24% | 1,540 |
| Mississippi | $59K | -27% | 600 |
Showing 1–10 of 49 states
BLS does not publish data for every state when sample sizes are too small
Track insurance underwriters salary changes
BLS updates this data quarterly. We'll email you when Sebastian-Vero Beach-West Vero Corridor numbers change.
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Frequently asked questions
Can a insurance underwriter afford a 2BR apartment alone in Sebastian-Vero Beach-West Vero Corridor?
It’s a stretch — at the median salary of $62K, rent takes 37.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,604/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for insurance underwriters in Sebastian-Vero Beach-West Vero Corridor?
The 10th-percentile wage — what new insurance underwriters typically earn — is $47K/year. Take-home on that works out to about $2,808/month. At HUD’s $1,604/month FMR, rent would take 57% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is insurance underwriter a high-paying job in Sebastian-Vero Beach-West Vero Corridor?
Local pay runs 24% below the national median — $62K here vs. $81K nationally.
How does Sebastian-Vero Beach-West Vero Corridor compare to the national average for insurance underwriters?
Sebastian-Vero Beach-West Vero Corridor pays $62K median vs. the U.S. average of $81K — that’s -24%. After adjusting for local cost of living (RPP 98.31), the purchasing-power equivalent is $63K — below the national median.
How much do insurance underwriters make in Sebastian-Vero Beach-West Vero Corridor, FL?
The median is $61,900 a year, that works out to about $30 an hour. But the range is wide: entry-level workers start around $46,800, and experienced insurance underwriters can clear $138,940. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $62K enough to live in Sebastian-Vero Beach-West Vero Corridor?
On that salary, you'd take home roughly $4,315/month after taxes. A 2-bedroom here rents for about $1,604/month, which eats 37.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a insurance underwriters salary go in Sebastian-Vero Beach-West Vero Corridor?
Sebastian-Vero Beach-West Vero Corridor has a Regional Price Parity of 98.31 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median insurance underwriters salary is worth about $62,964 in national-average purchasing power.
Where do insurance underwriters get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.