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Business & Finance · Georgia

How to Become a Loan Officers in Georgia

Loan Officers in Georgia earn a median salary of $72,250/year, which is 3% below the national average. Georgia has a state income tax of ~4.9%. After taxes and rent, a loan officers takes home approximately $3,229/month. Most positions require Bachelor's degree.

$72K
Median salary in Georgia
-3%
vs. national average
4.9%
State income tax
9,480
Employed in Georgia

What a loan officers can afford in Georgia

Gross annual salary$72,250
Est. monthly take-home (after fed + 4.9% state tax)$4,641/mo
Median 2BR rent (Georgia)-$1,412/mo
Rent as % of take-home30.4% (above 30% guideline)
Cost-of-living adjusted salary$72,250/yr (RPP: 100)
Monthly remaining after rent$3,229/mo

Becoming a loan officers in Georgia

1

Meet education requirements

Loan Officers positions in Georgia typically require Bachelor's degree. Programs are available at colleges and training institutions across Georgia. Research accredited programs in your area.

2

Gain required experience

Many loan officers positions in Georgia require hands-on experience through internships, apprenticeships, or entry-level roles. Look for training programs and mentorship opportunities in your metro area.

3

Obtain Georgia licensure or certification

Georgia may require specific licensing or professional certification for loan officerss. Requirements vary by state — contact the Georgia Department of Labor or relevant licensing board for current requirements, exam schedules, and application procedures.

4

Find positions in Georgia

Georgia employs 9,480 loan officers. The highest concentrations are in Atlanta-Sandy Springs-Roswell and Athens-Clarke County.

Loan Officers salary by metro area in Georgia

Metro areaMedianHourlyEmployment
Atlanta-Sandy Springs-Roswell$78K$37.61/hr5,550
Athens-Clarke County$72K$34.56/hr160
Dalton$62K$29.98/hr60
Gainesville$62K$29.69/hr140
Albany$62K$29.58/hr80
Savannah$61K$29.48/hr240
Columbus$61K$29.43/hr190
Brunswick-St. Simons$60K$28.99/hr50
Warner Robins$60K$28.82/hr130
Rome$60K$28.73/hr60
Valdosta$58K$27.73/hr110
Augusta-Richmond County$56K$26.74/hr300
Macon-Bibb County$56K$26.72/hr160

Loan Officers salary range in Georgia

10th percentile (entry)
$42K
25th percentile
$51K
Median (50th)
$72K
75th percentile
$102K
90th percentile (senior)
$134K
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Full loan officers salary breakdown in Georgia
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Loan Officers careers in other states

Frequently asked questions

How much does a loan officers make in Georgia?

The median loan officers salary in Georgia is $72,250 per year ($34.73/hr). This is 3% below the national median of $74,180. Salaries range from $42,150 to $133,980.

What are the requirements to become a loan officers in Georgia?

Loan Officers positions in Georgia typically require Bachelor's degree. Georgia may have specific licensing or certification requirements. Check with the Georgia licensing board or department of labor for current requirements.

Can a loan officers afford to live in Georgia?

At the median salary of $72,250, a loan officers in Georgia would take home approximately $4,641/month after taxes. With median 2-bedroom rent at $1,412/month, that's 30.4% of take-home pay going to housing. This exceeds the recommended 30% guideline.

What are the best cities for loan officers in Georgia?

The highest paying metro areas for loan officers in Georgia are Atlanta-Sandy Springs-Roswell ($78,220), Athens-Clarke County ($71,880), Dalton ($62,360). However, cost of living varies significantly between metros — a higher salary may not mean more purchasing power.

Does Georgia have state income tax for loan officers?

Yes, Georgia has a state income tax rate of approximately 4.9%. On a $72,250 salary, this means roughly $3,516/year in state income tax. Use our take-home pay calculator for a detailed breakdown.