Loan Officers Salary
Loan Officers in Georgia make a median of $68,490 a year, or about $32.93 an hour. The range runs from $39K at the entry level to $139K for experienced workers. Cost of living is below average (RPP 91.89), which stretches that salary to about $74,535 in buying power. A 2-bedroom apartment runs $1,434/month, about 31.9% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Georgia. Jump to a metro for precise data:
So what does $68K get you in Georgia?
About loan officers
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What this looks like in Georgia
Pay for loan officers in Georgia runs about 11% below the U.S. median of $77K. Rent runs $1,434/month for a 2-bedroom (HUD FMR), taking 32.3% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 91.89 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Georgia
Entry-level loan officers (10th percentile) start around $39K. Mid-career wages sit at $68K. Top earners bring in $139K or more, a $99K spread from bottom to top.
Loan Officers salary by metro in Georgia
13 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Brunswick-St. Simons | $76K | +12% | 80 |
| Atlanta-Sandy Springs-Roswell | $76K | +11% | 5,550 |
| Athens-Clarke County | $65K | -5% | 140 |
| Warner Robins | $63K | -8% | 130 |
| Valdosta | $63K | -8% | 110 |
| Rome | $63K | -9% | 80 |
| Dalton | $61K | -10% | 50 |
| Savannah | $60K | -12% | 230 |
| Macon-Bibb County | $60K | -12% | 130 |
| Augusta-Richmond County | $60K | -13% | 270 |
| Albany | $56K | -19% | 110 |
| Columbus | $50K | -27% | 170 |
| Gainesville | $48K | -30% | 170 |
Showing 1–10 of 13 metros
Compare to other states
Track loan officers salary changes
BLS updates this data quarterly. We'll email you when Georgia numbers change.
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Frequently asked questions
Can a loan officer afford a 2BR apartment alone in Georgia?
It’s a stretch — at the median salary of $68K, rent takes 32.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,434/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for loan officers in Georgia?
The 10th-percentile wage — what new loan officers typically earn — is $39K/year. Take-home on that works out to about $2,369/month. At HUD’s $1,434/month FMR, rent would take 61% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is loan officer a high-paying job in Georgia?
Local pay runs 11% below the national median — $68K here vs. $77K nationally. Cost of living is 8% below the national average, which narrows that gap in real purchasing power.
How does Georgia compare to the national average for loan officers?
Georgia pays $68K median vs. the U.S. average of $77K — that’s -11%. After adjusting for local cost of living (RPP 91.89), the purchasing-power equivalent is $75K — below the national median.
How much do loan officers make in Georgia?
The median is $68,490 a year, that works out to about $33 an hour. But the range is wide: entry-level workers start around $39,490, and experienced loan officers can clear $138,800. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $68K enough to live in Georgia?
On that salary, you'd take home roughly $4,438/month after taxes. A 2-bedroom here rents for about $1,434/month, which eats 32.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a loan officers salary go in Georgia?
Georgia has a Regional Price Parity of 91.89 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median loan officers salary is worth about $74,535 in national-average purchasing power.
Where do loan officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.