Loan Officers Salary
Loan Officers in Kansas make a median of $86,970 a year, or about $41.81 an hour. The range runs from $49K at the entry level to $161K for experienced workers. Cost of living is below average (RPP 89.54), which stretches that salary to about $97,130 in buying power. Rent on a 2-bedroom averages $1,066/month, or 19.4% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Kansas. Jump to a metro for precise data:
So what does $87K get you in Kansas?
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What this looks like in Kansas
Kansas sits well above the national pay line for loan officers, local pay runs about 13% higher than the U.S. median of $77K. Housing is manageable: a 2-bedroom at the HUD median costs $1,066/month, 19.6% of take-home, well inside the 30% guideline. Regional Price Parity sits at 89.54 (national = 100), meaning everyday costs run about 10% cheaper here. Your dollar stretches further than the headline salary suggests. Combined with manageable housing costs, Kansas offers a genuinely strong financial position for loan officerss at the median.
Compensation breakdown
Annual earnings by percentile, Kansas
Entry-level loan officers (10th percentile) start around $49K. Mid-career wages sit at $87K. Top earners bring in $161K or more, a $112K spread from bottom to top.
Loan Officers salary by metro in Kansas
4 metro areas with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Lawrence | $100K | +16% | 80 |
| Wichita | $99K | +14% | 700 |
| Topeka | $95K | +10% | 200 |
| Manhattan | $88K | +1% | 130 |
Compare to other states
Track loan officers salary changes
BLS updates this data quarterly. We'll email you when Kansas numbers change.
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Frequently asked questions
Can a loan officer afford a 2BR apartment alone in Kansas?
Yes — at the median salary of $87K, rent takes 19.6% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,066/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for loan officers in Kansas?
The 10th-percentile wage — what new loan officers typically earn — is $49K/year. Take-home on that works out to about $2,914/month. At HUD’s $1,066/month FMR, rent would take 37% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is loan officer a high-paying job in Kansas?
Local pay is 13% above the national median — $87K here vs. $77K nationally.
How does Kansas compare to the national average for loan officers?
Kansas pays $87K median vs. the U.S. average of $77K — that’s +13%. After adjusting for local cost of living (RPP 89.54), the purchasing-power equivalent is $97K — still ahead of the national median.
How much do loan officers make in Kansas?
The median is $86,970 a year, that works out to about $42 an hour. But the range is wide: entry-level workers start around $48,560, and experienced loan officers can clear $160,560. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $87K enough to live in Kansas?
On that salary, you'd take home roughly $5,439/month after taxes. A 2-bedroom here rents for about $1,066/month, which eats 19.6% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a loan officers salary go in Kansas?
Kansas has a Regional Price Parity of 89.54 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median loan officers salary is worth about $97,130 in national-average purchasing power.
Where do loan officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.