Loan Officers Salary
Loan Officers in Vermont make a median of $88,710 a year, or about $42.65 an hour. The range runs from $57K at the entry level to $168K for experienced workers. Adjusted for local prices (RPP 100.95), that's roughly $87,875 in purchasing power. Rent on a 2-bedroom averages $1,498/month, or 26.9% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Vermont. Jump to a metro for precise data:
So what does $89K get you in Vermont?
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What this looks like in Vermont
Vermont sits well above the national pay line for loan officers, local pay runs about 16% higher than the U.S. median of $77K. Rent runs $1,498/month for a 2-bedroom (HUD FMR), taking 26.7% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 100.95) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Vermont
Entry-level loan officers (10th percentile) start around $57K. Mid-career wages sit at $89K. Top earners bring in $168K or more, a $111K spread from bottom to top.
Loan Officers salary by metro in Vermont
1 metro area with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Burlington-South Burlington | $81K | -9% | 160 |
Compare to other states
Track loan officers salary changes
BLS updates this data quarterly. We'll email you when Vermont numbers change.
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Frequently asked questions
Can a loan officer afford a 2BR apartment alone in Vermont?
Yes — at the median salary of $89K, rent takes 26.7% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,498/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for loan officers in Vermont?
The 10th-percentile wage — what new loan officers typically earn — is $57K/year. Take-home on that works out to about $3,409/month. At HUD’s $1,498/month FMR, rent would take 44% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is loan officer a high-paying job in Vermont?
Local pay is 16% above the national median — $89K here vs. $77K nationally.
How does Vermont compare to the national average for loan officers?
Vermont pays $89K median vs. the U.S. average of $77K — that’s +16%. After adjusting for local cost of living (RPP 100.95), the purchasing-power equivalent is $88K — still ahead of the national median.
How much do loan officers make in Vermont?
The median is $88,710 a year, that works out to about $43 an hour. But the range is wide: entry-level workers start around $56,820, and experienced loan officers can clear $168,070. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $89K enough to live in Vermont?
On that salary, you'd take home roughly $5,615/month after taxes. A 2-bedroom here rents for about $1,498/month, which eats 26.7% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a loan officers salary go in Vermont?
Vermont has a Regional Price Parity of 100.95 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median loan officers salary is worth about $87,875 in national-average purchasing power.
Where do loan officers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.