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Credit Authorizers, Checkers, and Clerks vs. Customer Service Representatives: Who Earns More?

Credit Authorizers, Checkers, and Clerks out-earn Customer Service Representatives by $5K a year at the national median, per BLS OEWS May 2025. Credit Authorizers, Checkers, and Clerks land at $50,080 and Customer Service Representatives at $44,770. The education gap is real: credit authorizers, checkers, and clerk programs typically require high school diploma or equivalent, while customer service representatif programs require high school diploma or equivalent. Top-paying state for Credit Authorizers, Checkers, and Clerks is Texas ($62,930); for Customer Service Representatives it's Washington ($50,330).

Credit Authorizers, Checkers, and Clerks
Customer Service Representatives
Median salary
$50,080
$44,770
Hourly rate
$24.08/hr
$21.53/hr
Entry level (10th %)
$30,260
$31,750
Senior level (90th %)
$72,700
$63,590
Education required
High school diploma or equivalent
High school diploma or equivalent
U.S. employment
12,030
2,595,750
Job growth (10-year)
-6.2%
-5.5%
Category
Office & Admin
Office & Admin
Top-paying state
Texas
Washington

Pay by state

States where both occupations have BLS data, sorted by Credit Authorizers, Checkers, and Clerks median pay.

State
Credit Authorizers, Checkers, and Clerks
Customer Service Representatives
Minnesota
$61,000
$48,800
Washington
$59,840
$50,330
New Jersey
$59,400
$47,740
Illinois
$58,880
$46,130
New Hampshire
$58,620
$47,300
Wisconsin
$57,940
$46,970
Ohio
$57,120
$45,610
New York
$56,510
$48,000
Massachusetts
$55,300
$49,120
California
$51,950
$49,560
Oregon
$51,620
$47,450
Montana
$51,060
$45,290
Colorado
$50,820
$47,540
Maine
$50,370
$47,160
Iowa
$49,780
$46,090

Source: BLS OEWS May 2025. Highlighted value is higher in each row.

Common questions

Who earns more, Credit Authorizers, Checkers, and Clerks or Customer Service Representatives?

Credit Authorizers, Checkers, and Clerks earn more nationally. The median is $50,080 for Credit Authorizers, Checkers, and Clerks versus $44,770 for Customer Service Representatives, a difference of $5K. Per BLS OEWS May 2025.

Which has better job growth, Credit Authorizers, Checkers, and Clerks or Customer Service Representatives?

Customer Service Representatives has the better 10-year outlook at -5.5% projected growth, compared to -6.2% for the other field. Both are from BLS Employment Projections.

Which requires more education, Credit Authorizers, Checkers, and Clerks or Customer Service Representatives?

Credit Authorizers, Checkers, and Clerks typically requires high school diploma or equivalent. Customer Service Representatives requires high school diploma or equivalent. Education requirements vary by employer and state licensing board.

Where do Credit Authorizers, Checkers, and Clerks get paid the most?

Texas is the top-paying state for Credit Authorizers, Checkers, and Clerks at $62,930/year, per BLS OEWS May 2025. Major metro areas within that state typically pay even more than the state average.

How does Credit Authorizers, Checkers, and Clerks vs. Customer Service Representatives pay differ by state?

The gap varies significantly by state. In Minnesota, Credit Authorizers, Checkers, and Clerks earn $61,000 vs. $48,800 for Customer Service Representatives. See the state comparison table on this page for the full picture.

Full Credit Authorizers, Checkers, and Clerks salary breakdownView →Full Customer Service Representatives salary breakdownView →Best cities for Credit Authorizers, Checkers, and Clerks by take-home payExplore →Best cities for Customer Service Representatives by take-home payExplore →How to become a credit authorizers, checkers, and clerksGuide →How to become a customer service representativesGuide →