Child, Family, and School Social Workers Salary
Child, Family, and School Social Workers in Panama City-Panama City Beach, FL make a median of $48,940 a year, or about $23.53 an hour. The range runs from $38K at the entry level to $77K for experienced workers. Adjusted for local prices (RPP 97.3), that's roughly $50,298 in purchasing power. Rent on a 2-bedroom averages $1,017/month, or 28.9% of estimated take-home pay.
So what does $49K get you in Panama City-Panama City Beach?
Groceries, utilities, transportation, and healthcare scaled from national averages by Panama City-Panama City Beach’s Regional Price Parity (97.3). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About child, family, and school social workers
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What this looks like in Panama City-Panama City Beach
Pay for child, family, and school social workers in Panama City-Panama City Beach runs about 18% below the U.S. median of $60K. Rent runs $1,017/month for a 2-bedroom (HUD FMR), taking 29.5% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.3) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for child, family, and school social workers in metros near Panama City-Panama City Beach, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Wildwood-The Villages | $49K | $57K |
| Miami-Fort Lauderdale-West Palm Beach | $60K | $52K |
| Tampa-St. Petersburg-Clearwater | $59K | $58K |
| Orlando-Kissimmee-Sanford | $57K | $56K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Panama City-Panama City Beach, FL
Entry-level child, family, and school social workers (10th percentile) start around $38K. Mid-career wages sit at $49K. Top earners bring in $77K or more, a $39K spread from bottom to top.
Child, Family, and School Social Workers pay across states
Median income ranked highest to lowest, compared to the national figure
View Child, Family, and School Social Workers salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Connecticut | $79K | +33% | 5,230 |
| Maryland | $76K | +28% | 4,710 |
| New Jersey | $76K | +28% | 7,360 |
| Massachusetts | $76K | +27% | 10,900 |
| Washington | $74K | +25% | 10,720 |
| District of Columbia | $74K | +24% | 2,430 |
| New Hampshire | $71K | +19% | 1,700 |
| Rhode Island | $70K | +17% | 2,450 |
| Hawaii | $68K | +15% | 1,170 |
| Minnesota | $67K | +13% | 6,540 |
| Vermont | $67K | +13% | 640 |
| California | $65K | +9% | 60,310 |
| New York | $65K | +9% | 30,170 |
| North Dakota | $65K | +8% | 870 |
| Oregon | $64K | +8% | 6,630 |
| Colorado | $64K | +7% | 8,200 |
| Maine | $63K | +6% | 2,000 |
| Illinois | $63K | +6% | 19,860 |
| Alaska | $63K | +5% | 1,260 |
| Virginia | $61K | +3% | 9,410 |
| Nevada | $61K | +3% | 4,030 |
| Idaho | $60K | +0% | 810 |
| North Carolina | $60K | +0% | 13,010 |
| Wisconsin | $59K | -0% | 5,710 |
| Michigan | $59K | -0% | 15,760 |
| Kentucky | $59K | -1% | 8,470 |
| Louisiana | $57K | -5% | 1,110 |
| Montana | $57K | -5% | 1,250 |
| Florida | $57K | -5% | 14,000 |
| Wyoming | $56K | -5% | 710 |
| Tennessee | $56K | -5% | 7,870 |
| New Mexico | $56K | -6% | 2,990 |
| Texas | $56K | -6% | 21,670 |
| Kansas | $54K | -9% | 3,190 |
| Iowa | $52K | -12% | 3,410 |
| West Virginia | $52K | -12% | 2,380 |
| Utah | $52K | -13% | 1,930 |
| South Carolina | $52K | -13% | 5,520 |
| Ohio | $52K | -13% | 16,050 |
| South Dakota | $51K | -14% | 2,050 |
| Pennsylvania | $51K | -15% | 16,200 |
| Indiana | $50K | -15% | 6,690 |
| Arizona | $50K | -16% | 7,560 |
| Missouri | $49K | -19% | 9,620 |
| Delaware | $49K | -19% | 910 |
| Nebraska | $48K | -20% | 4,830 |
| Georgia | $48K | -20% | 7,110 |
| Alabama | $47K | -22% | 4,220 |
| Mississippi | $47K | -22% | 3,310 |
| Oklahoma | $44K | -26% | 6,500 |
| Arkansas | $43K | -27% | 1,150 |
Showing 1–10 of 51 (all 50 states + DC)
Track child, family, and school social workers salary changes
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Frequently asked questions
Can a child, family, and school social worker afford a 2BR apartment alone in Panama City-Panama City Beach?
Yes — at the median salary of $49K, rent takes 29.5% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,017/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for child, family, and school social workers in Panama City-Panama City Beach?
The 10th-percentile wage — what new child, family, and school social workers typically earn — is $38K/year. Take-home on that works out to about $2,251/month. At HUD’s $1,017/month FMR, rent would take 45% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is child, family, and school social worker a high-paying job in Panama City-Panama City Beach?
Local pay runs 18% below the national median — $49K here vs. $60K nationally.
How does Panama City-Panama City Beach compare to the national average for child, family, and school social workers?
Panama City-Panama City Beach pays $49K median vs. the U.S. average of $60K — that’s -18%. After adjusting for local cost of living (RPP 97.3), the purchasing-power equivalent is $50K — below the national median.
How much do child, family, and school social workers make in Panama City-Panama City Beach, FL?
The median is $48,940 a year, that works out to about $24 an hour. But the range is wide: entry-level workers start around $37,510, and experienced child, family, and school social workers can clear $76,790. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $49K enough to live in Panama City-Panama City Beach?
On that salary, you'd take home roughly $3,447/month after taxes. A 2-bedroom here rents for about $1,017/month, which eats 29.5% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a child, family, and school social workers salary go in Panama City-Panama City Beach?
Panama City-Panama City Beach has a Regional Price Parity of 97.3 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median child, family, and school social workers salary is worth about $50,298 in national-average purchasing power.
Where do child, family, and school social workers get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.