Claims Adjusters, Examiners, and Investigators Salary
Claims Adjusters, Examiners, and Investigators in Rhode Island make a median of $86,520 a year, or about $41.6 an hour. The range runs from $60K at the entry level to $130K for experienced workers. Adjusted for local prices (RPP 101.77), that's roughly $85,015 in purchasing power. Rent on a 2-bedroom averages $1,544/month, or 28.4% of estimated take-home pay.
Statewide average. Salary and cost of living vary significantly across Rhode Island. Jump to a metro for precise data:
So what does $87K get you in Rhode Island?
About claims adjusters, examiners, and investigators
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What this looks like in Rhode Island
Rhode Island sits well above the national pay line for claims adjusters, examiners, and investigators, local pay runs about 11% higher than the U.S. median of $78K. Rent runs $1,544/month for a 2-bedroom (HUD FMR), taking 27.9% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 101.77) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Rhode Island
Entry-level claims adjusters, examiners, and investigators (10th percentile) start around $60K. Mid-career wages sit at $87K. Top earners bring in $130K or more, a $70K spread from bottom to top.
Claims Adjusters, Examiners, and Investigators salary by metro in Rhode Island
1 metro area with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Providence-Warwick | $86K | -0% | 1,310 |
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BLS updates this data quarterly. We'll email you when Rhode Island numbers change.
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Frequently asked questions
Can a claims adjusters, examiners, and investigator afford a 2BR apartment alone in Rhode Island?
Yes — at the median salary of $87K, rent takes 27.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,544/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for claims adjusters, examiners, and investigators in Rhode Island?
The 10th-percentile wage — what new claims adjusters, examiners, and investigators typically earn — is $60K/year. Take-home on that works out to about $3,617/month. At HUD’s $1,544/month FMR, rent would take 43% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is claims adjusters, examiners, and investigator a high-paying job in Rhode Island?
Local pay is 11% above the national median — $87K here vs. $78K nationally.
How does Rhode Island compare to the national average for claims adjusters, examiners, and investigators?
Rhode Island pays $87K median vs. the U.S. average of $78K — that’s +11%. After adjusting for local cost of living (RPP 101.77), the purchasing-power equivalent is $85K — still ahead of the national median.
How much do claims adjusters, examiners, and investigators make in Rhode Island?
The median is $86,520 a year, that works out to about $42 an hour. But the range is wide: entry-level workers start around $60,290, and experienced claims adjusters, examiners, and investigators can clear $130,480. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $87K enough to live in Rhode Island?
On that salary, you'd take home roughly $5,530/month after taxes. A 2-bedroom here rents for about $1,544/month, which eats 27.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a claims adjusters, examiners, and investigators salary go in Rhode Island?
Rhode Island has a Regional Price Parity of 101.77 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median claims adjusters, examiners, and investigators salary is worth about $85,015 in national-average purchasing power.
Where do claims adjusters, examiners, and investigators get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.