Clinical and Counseling Psychologists Salary
Clinical and Counseling Psychologists in Muncie, IN make a median of $79,300 a year, or about $38.13 an hour. The range runs from $52K at the entry level to $137K for experienced workers. Cost of living is below average (RPP 88.15), which stretches that salary to about $89,960 in buying power. Rent on a 2-bedroom averages $1,043/month, or 19.6% of estimated take-home pay.
So what does $79K get you in Muncie?
Groceries, utilities, transportation, and healthcare scaled from national averages by Muncie’s Regional Price Parity (88.15). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About clinical and counseling psychologists
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What this looks like in Muncie
Pay for clinical and counseling psychologists in Muncie runs about 21% below the U.S. median of $101K. Housing is manageable: a 2-bedroom at the HUD median costs $1,043/month, 20.3% of take-home, well inside the 30% guideline. Regional Price Parity sits at 88.15 (national = 100), meaning everyday costs run about 12% cheaper here. Your dollar stretches further than the headline salary suggests. Lower pay, lower costs, Muncie can be a reasonable trade-off for clinical and counseling psychologistss who value affordability over top-dollar markets.
Compared to nearby metros
Median pay for clinical and counseling psychologists in metros near Muncie, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Indianapolis-Carmel-Greenwood | $85K | $89K |
| Fort Wayne | $83K | $89K |
| South Bend-Mishawaka | $85K | $92K |
| Bloomington | $84K | $89K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Muncie, IN
Entry-level clinical and counseling psychologists (10th percentile) start around $52K. Mid-career wages sit at $79K. Top earners bring in $137K or more, a $85K spread from bottom to top.
Clinical and Counseling Psychologists pay across states
Median income ranked highest to lowest, compared to the national figure
View Clinical and Counseling Psychologists salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Oregon | $134K | +34% | 540 |
| New Jersey | $127K | +26% | 2,700 |
| New Mexico | $125K | +24% | N/A |
| Alaska | $124K | +24% | 40 |
| Arizona | $119K | +18% | 730 |
| Hawaii | $118K | +17% | 250 |
| North Dakota | $116K | +15% | 170 |
| California | $116K | +15% | 12,840 |
| Washington | $115K | +15% | 1,270 |
| Massachusetts | $115K | +15% | 2,860 |
| New York | $114K | +14% | 8,420 |
| Wisconsin | $113K | +13% | 1,150 |
| Colorado | $113K | +13% | 1,170 |
| Delaware | $113K | +12% | 280 |
| Rhode Island | $107K | +7% | 420 |
| Minnesota | $107K | +6% | 1,290 |
| District of Columbia | $107K | +6% | 220 |
| Nevada | $103K | +2% | 680 |
| Ohio | $101K | +1% | 2,080 |
| Missouri | $99K | -1% | 840 |
| Utah | $99K | -1% | 1,020 |
| Kentucky | $99K | -1% | 710 |
| Idaho | $98K | -3% | 300 |
| Georgia | $96K | -4% | 1,120 |
| Nebraska | $95K | -6% | 770 |
| South Carolina | $93K | -8% | N/A |
| North Carolina | $92K | -8% | 2,770 |
| Pennsylvania | $92K | -9% | 3,140 |
| Iowa | $92K | -9% | 440 |
| Alabama | $91K | -10% | 260 |
| Wyoming | $90K | -11% | 50 |
| Virginia | $87K | -14% | 2,140 |
| Florida | $86K | -15% | 3,040 |
| Indiana | $85K | -16% | 1,850 |
| Michigan | $85K | -16% | 2,170 |
| Illinois | $84K | -17% | 5,810 |
| Texas | $84K | -17% | 3,640 |
| Vermont | $83K | -17% | 190 |
| South Dakota | $80K | -20% | 120 |
| Oklahoma | $80K | -21% | 950 |
| Arkansas | $78K | -23% | 370 |
| West Virginia | $77K | -23% | 920 |
| Tennessee | $77K | -24% | 1,180 |
| Kansas | $77K | -24% | 400 |
| Mississippi | $76K | -24% | 210 |
| Louisiana | $71K | -29% | 320 |
| Montana | $68K | -32% | 150 |
| New Hampshire | $64K | -36% | 330 |
Showing 1–10 of 48 states with published data
BLS does not publish data for every state when sample sizes are too small
Track clinical and counseling psychologists salary changes
BLS updates this data quarterly. We'll email you when Muncie numbers change.
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Frequently asked questions
Can a clinical and counseling psychologist afford a 2BR apartment alone in Muncie?
Yes — at the median salary of $79K, rent takes 20.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,043/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for clinical and counseling psychologists in Muncie?
The 10th-percentile wage — what new clinical and counseling psychologists typically earn — is $52K/year. Take-home on that works out to about $3,139/month. At HUD’s $1,043/month FMR, rent would take 33% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is clinical and counseling psychologist a high-paying job in Muncie?
Local pay runs 21% below the national median — $79K here vs. $101K nationally. Cost of living is 12% below the national average, which narrows that gap in real purchasing power.
How does Muncie compare to the national average for clinical and counseling psychologists?
Muncie pays $79K median vs. the U.S. average of $101K — that’s -21%. After adjusting for local cost of living (RPP 88.15), the purchasing-power equivalent is $90K — below the national median.
How much do clinical and counseling psychologists make in Muncie, IN?
The median is $79,300 a year, that works out to about $38 an hour. But the range is wide: entry-level workers start around $52,310, and experienced clinical and counseling psychologists can clear $137,320. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $79K enough to live in Muncie?
On that salary, you'd take home roughly $5,146/month after taxes. A 2-bedroom here rents for about $1,043/month, which eats 20.3% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a clinical and counseling psychologists salary go in Muncie?
Muncie has a Regional Price Parity of 88.15 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median clinical and counseling psychologists salary is worth about $89,960 in national-average purchasing power.
Where do clinical and counseling psychologists get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.
