Credit Authorizers, Checkers, and Clerks Salary
Credit Authorizers, Checkers, and Clerks in Birmingham, AL make a median of $35,990 a year, or about $17.3 an hour. The range runs from $25K at the entry level to $77K for experienced workers. Cost of living is below average (RPP 91.64), which stretches that salary to about $39,273 in buying power. A 2-bedroom apartment runs $1,266/month, about 51.6% of take-home, which is tight.
So what does $36K get you in Birmingham?
Groceries, utilities, transportation, and healthcare scaled from national averages by Birmingham’s Regional Price Parity (91.64). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit authorizers, checkers, and clerks
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What this looks like in Birmingham
Pay for credit authorizers, checkers, and clerks in Birmingham runs about 28% below the U.S. median of $50K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,266/month, which is 51.8% of the median worker's take-home, past the 30% guideline most planners use. Regional Price Parity sits at 91.64 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. That combination, below-market pay with high housing costs, makes this a financially demanding market for credit authorizers, checkers, and clerkss.
Compared to nearby metros
Median pay for credit authorizers, checkers, and clerks in metros near Birmingham, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Huntsville | $36K | $39K |
| Atlanta-Sandy Springs-Roswell | $38K | $38K |
| Miami-Fort Lauderdale-West Palm Beach | $38K | $33K |
| Tampa-St. Petersburg-Clearwater | $44K | $44K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Birmingham, AL
Entry-level credit authorizers, checkers, and clerks (10th percentile) start around $25K. Mid-career wages sit at $36K. Top earners bring in $77K or more, a $52K spread from bottom to top.
Credit Authorizers, Checkers, and Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Authorizers, Checkers, and Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Texas | $63K | +26% | 1,180 |
| Minnesota | $61K | +22% | 70 |
| Washington | $60K | +19% | 110 |
| New Jersey | $59K | +19% | 600 |
| Illinois | $59K | +18% | 140 |
| New Hampshire | $59K | +17% | 110 |
| Wisconsin | $58K | +16% | 310 |
| Ohio | $57K | +14% | 490 |
| New York | $57K | +13% | 730 |
| Massachusetts | $55K | +10% | 250 |
| Missouri | $53K | +5% | 180 |
| California | $52K | +4% | 590 |
| Oregon | $52K | +3% | 140 |
| Utah | $51K | +2% | 150 |
| Pennsylvania | $51K | +2% | 250 |
| Montana | $51K | +2% | N/A |
| Colorado | $51K | +1% | 210 |
| Maine | $50K | +1% | 80 |
| Nebraska | $50K | -0% | 130 |
| Kentucky | $50K | -1% | 60 |
| Iowa | $50K | -1% | 240 |
| Michigan | $49K | -2% | 190 |
| Indiana | $48K | -4% | 470 |
| North Carolina | $47K | -5% | 500 |
| Virginia | $47K | -6% | 280 |
| Nevada | $47K | -6% | 90 |
| West Virginia | $46K | -7% | 50 |
| Oklahoma | $46K | -7% | 220 |
| Florida | $42K | -17% | 930 |
| Mississippi | $39K | -22% | 80 |
| Louisiana | $37K | -25% | 330 |
| Alabama | $36K | -28% | 330 |
| Georgia | $30K | -39% | 720 |
Showing 1–10 of 33 states
BLS does not publish data for every state when sample sizes are too small
Track credit authorizers, checkers, and clerks salary changes
BLS updates this data quarterly. We'll email you when Birmingham numbers change.
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Frequently asked questions
Can a credit authorizers, checkers, and clerk afford a 2BR apartment alone in Birmingham?
It’s a stretch — at the median salary of $36K, rent takes 51.8% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,266/month. The 30% guideline puts the comfortable ceiling at roughly $700/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit authorizers, checkers, and clerks in Birmingham?
The 10th-percentile wage — what new credit authorizers, checkers, and clerks typically earn — is $25K/year. Take-home on that works out to about $1,520/month. At HUD’s $1,266/month FMR, rent would take 83% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit authorizers, checkers, and clerk a high-paying job in Birmingham?
Local pay runs 28% below the national median — $36K here vs. $50K nationally. Cost of living is 8% below the national average, which narrows that gap in real purchasing power.
How does Birmingham compare to the national average for credit authorizers, checkers, and clerks?
Birmingham pays $36K median vs. the U.S. average of $50K — that’s -28%. After adjusting for local cost of living (RPP 91.64), the purchasing-power equivalent is $39K — below the national median.
How much do credit authorizers, checkers, and clerks make in Birmingham, AL?
The median is $35,990 a year, that works out to about $17 an hour. But the range is wide: entry-level workers start around $25,330, and experienced credit authorizers, checkers, and clerks can clear $77,230. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $36K enough to live in Birmingham?
On that salary, you'd take home roughly $2,444/month after taxes. A 2-bedroom here rents for about $1,266/month, which eats 51.8% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit authorizers, checkers, and clerks salary go in Birmingham?
Birmingham has a Regional Price Parity of 91.64 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit authorizers, checkers, and clerks salary is worth about $39,273 in national-average purchasing power.
Where do credit authorizers, checkers, and clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.