Credit Authorizers, Checkers, and Clerks Salary
Credit Authorizers, Checkers, and Clerks in Houston-Pasadena-The Woodlands, TX make a median of $49,640 a year, or about $23.87 an hour. The range runs from $38K at the entry level to $72K for experienced workers. Adjusted for local prices (RPP 98.63), that's roughly $50,330 in purchasing power. A 2-bedroom apartment runs $1,573/month, about 44% of take-home, which is tight.
So what does $50K get you in Houston-Pasadena-The Woodlands?
Groceries, utilities, transportation, and healthcare scaled from national averages by Houston-Pasadena-The Woodlands’s Regional Price Parity (98.63). Rent from HUD Fair Market Rents. Taxes estimated for single filer, standard deduction. * Healthcare is the employee-paid share only (premiums + out-of-pocket). Actual costs vary by coverage type: employer-sponsored, ACA marketplace, or uninsured.
About credit authorizers, checkers, and clerks
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What this looks like in Houston-Pasadena-The Woodlands
Credit authorizers, checkers, and clerks pay in Houston-Pasadena-The Woodlands tracks closely to the national median, $50K locally vs. $50K nationwide, a 1% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,573/month, which is 45% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 98.63) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compared to nearby metros
Median pay for credit authorizers, checkers, and clerks in metros near Houston-Pasadena-The Woodlands, adjusted for local cost of living.
| Metro | Median pay | COL-adjusted |
|---|---|---|
| Dallas-Fort Worth-Arlington | $63K | $61K |
| Austin-Round Rock-San Marcos | $50K | $51K |
| San Antonio-New Braunfels | $46K | $49K |
| Baton Rouge | $34K | $37K |
COL-adjusted = median salary ÷ (BEA Regional Price Parity ÷ 100). Expresses purchasing power in national-average dollars.
Compensation breakdown
Annual earnings by percentile, Houston-Pasadena-The Woodlands, TX
Entry-level credit authorizers, checkers, and clerks (10th percentile) start around $38K. Mid-career wages sit at $50K. Top earners bring in $72K or more, a $34K spread from bottom to top.
Credit Authorizers, Checkers, and Clerks pay across states
Median income ranked highest to lowest, compared to the national figure
View Credit Authorizers, Checkers, and Clerks salary in all states
| State | Median salary | vs. national | Employment |
|---|---|---|---|
| Texas | $63K | +26% | 1,180 |
| Minnesota | $61K | +22% | 70 |
| Washington | $60K | +19% | 110 |
| New Jersey | $59K | +19% | 600 |
| Illinois | $59K | +18% | 140 |
| New Hampshire | $59K | +17% | 110 |
| Wisconsin | $58K | +16% | 310 |
| Ohio | $57K | +14% | 490 |
| New York | $57K | +13% | 730 |
| Massachusetts | $55K | +10% | 250 |
| Missouri | $53K | +5% | 180 |
| California | $52K | +4% | 590 |
| Oregon | $52K | +3% | 140 |
| Utah | $51K | +2% | 150 |
| Pennsylvania | $51K | +2% | 250 |
| Montana | $51K | +2% | N/A |
| Colorado | $51K | +1% | 210 |
| Maine | $50K | +1% | 80 |
| Nebraska | $50K | -0% | 130 |
| Kentucky | $50K | -1% | 60 |
| Iowa | $50K | -1% | 240 |
| Michigan | $49K | -2% | 190 |
| Indiana | $48K | -4% | 470 |
| North Carolina | $47K | -5% | 500 |
| Virginia | $47K | -6% | 280 |
| Nevada | $47K | -6% | 90 |
| West Virginia | $46K | -7% | 50 |
| Oklahoma | $46K | -7% | 220 |
| Florida | $42K | -17% | 930 |
| Mississippi | $39K | -22% | 80 |
| Louisiana | $37K | -25% | 330 |
| Alabama | $36K | -28% | 330 |
| Georgia | $30K | -39% | 720 |
Showing 1–10 of 33 states with published data
BLS does not publish data for every state when sample sizes are too small
Track credit authorizers, checkers, and clerks salary changes
BLS updates this data quarterly. We'll email you when Houston-Pasadena-The Woodlands numbers change.
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Frequently asked questions
Can a credit authorizers, checkers, and clerk afford a 2BR apartment alone in Houston-Pasadena-The Woodlands?
It’s a stretch — at the median salary of $50K, rent takes 45% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,573/month. The 30% guideline puts the comfortable ceiling at roughly $1,000/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit authorizers, checkers, and clerks in Houston-Pasadena-The Woodlands?
The 10th-percentile wage — what new credit authorizers, checkers, and clerks typically earn — is $38K/year. Take-home on that works out to about $2,289/month. At HUD’s $1,573/month FMR, rent would take 69% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit authorizers, checkers, and clerk a high-paying job in Houston-Pasadena-The Woodlands?
Pay here is roughly in line with the national average — $50K locally vs. $50K nationally, a 1% difference.
How does Houston-Pasadena-The Woodlands compare to the national average for credit authorizers, checkers, and clerks?
Houston-Pasadena-The Woodlands pays $50K median vs. the U.S. average of $50K — that’s -1%. After adjusting for local cost of living (RPP 98.63), the purchasing-power equivalent is $50K — still ahead of the national median.
How much do credit authorizers, checkers, and clerks make in Houston-Pasadena-The Woodlands, TX?
The median is $49,640 a year, that works out to about $24 an hour. But the range is wide: entry-level workers start around $38,150, and experienced credit authorizers, checkers, and clerks can clear $72,490. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $50K enough to live in Houston-Pasadena-The Woodlands?
On that salary, you'd take home roughly $3,494/month after taxes. A 2-bedroom here rents for about $1,573/month, which eats 45% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit authorizers, checkers, and clerks salary go in Houston-Pasadena-The Woodlands?
Houston-Pasadena-The Woodlands has a Regional Price Parity of 98.63 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit authorizers, checkers, and clerks salary is worth about $50,330 in national-average purchasing power.
Where do credit authorizers, checkers, and clerks get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.