Credit Counselors Salary
Credit Counselors in Delaware make a median of $52,840 a year, or about $25.4 an hour. The range runs from $47K at the entry level to $87K for experienced workers. Adjusted for local prices (RPP 97.51), that's roughly $54,189 in purchasing power. A 2-bedroom apartment runs $1,448/month, about 42% of take-home, which is tight.
Statewide average. This is an aggregate across all of Delaware. BLS does not publish metro-level data for this occupation in this state.
So what does $53K get you in Delaware?
About credit counselors
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What this looks like in Delaware
Credit counselors pay in Delaware tracks closely to the national median, $53K locally vs. $52K nationwide, a 1% difference. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $1,448/month, which is 41.2% of the median worker's take-home, past the 30% guideline most planners use. Cost of living (RPP 97.51) is near the national average, so spending patterns here track the typical American budget fairly closely. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Delaware
Entry-level credit counselors (10th percentile) start around $47K. Mid-career wages sit at $53K. Top earners bring in $87K or more, a $40K spread from bottom to top.
Compare to other states
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Delaware numbers change.
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Frequently asked questions
Can a credit counselor afford a 2BR apartment alone in Delaware?
It’s a stretch — at the median salary of $53K, rent takes 41.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,448/month. The 30% guideline puts the comfortable ceiling at roughly $1,100/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit counselors in Delaware?
The 10th-percentile wage — what new credit counselors typically earn — is $47K/year. Take-home on that works out to about $2,829/month. At HUD’s $1,448/month FMR, rent would take 51% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit counselor a high-paying job in Delaware?
Pay here is roughly in line with the national average — $53K locally vs. $52K nationally, a 1% difference.
How does Delaware compare to the national average for credit counselors?
Delaware pays $53K median vs. the U.S. average of $52K — that’s +1%. After adjusting for local cost of living (RPP 97.51), the purchasing-power equivalent is $54K — still ahead of the national median.
How much do credit counselors make in Delaware?
The median is $52,840 a year, that works out to about $25 an hour. But the range is wide: entry-level workers start around $47,150, and experienced credit counselors can clear $86,670. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $53K enough to live in Delaware?
On that salary, you'd take home roughly $3,512/month after taxes. A 2-bedroom here rents for about $1,448/month, which eats 41.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Delaware?
Delaware has a Regional Price Parity of 97.51 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $54,189 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.