Credit Counselors Salary
Credit Counselors in District of Columbia make a median of $63,580 a year, or about $30.57 an hour. The range runs from $52K at the entry level to $100K for experienced workers. Prices run high here (RPP 108.88), so that salary is closer to $58,395 in real purchasing power. A 2-bedroom apartment runs $2,146/month, about 51.7% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across District of Columbia. Jump to a metro for precise data:
So what does $64K get you in District of Columbia?
About credit counselors
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What this looks like in District of Columbia
District of Columbia sits well above the national pay line for credit counselors, local pay runs about 22% higher than the U.S. median of $52K. The catch: housing math doesn't keep up. A 2-bedroom at the HUD median rents for $2,146/month, which is 51.2% of the median worker's take-home, past the 30% guideline most planners use. Cost-of-living overall is 9% above the national average (BEA RPP 108.88), so groceries and services cost more too. The pay premium is real, but so are the offsets.
Compensation breakdown
Annual earnings by percentile, District of Columbia
Entry-level credit counselors (10th percentile) start around $52K. Mid-career wages sit at $64K. Top earners bring in $100K or more, a $48K spread from bottom to top.
Credit Counselors salary by metro in District of Columbia
1 metro area with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Washington-Arlington-Alexandria | $62K | -3% | 440 |
Compare to other states
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when District of Columbia numbers change.
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Frequently asked questions
Can a credit counselor afford a 2BR apartment alone in District of Columbia?
It’s a stretch — at the median salary of $64K, rent takes 51.2% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $2,146/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit counselors in District of Columbia?
The 10th-percentile wage — what new credit counselors typically earn — is $52K/year. Take-home on that works out to about $3,125/month. At HUD’s $2,146/month FMR, rent would take 69% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit counselor a high-paying job in District of Columbia?
Local pay is 22% above the national median — $64K here vs. $52K nationally. Keep in mind cost of living here is 9% above the national average, which offsets some of that premium.
How does District of Columbia compare to the national average for credit counselors?
District of Columbia pays $64K median vs. the U.S. average of $52K — that’s +22%. After adjusting for local cost of living (RPP 108.88), the purchasing-power equivalent is $58K — still ahead of the national median.
How much do credit counselors make in District of Columbia?
The median is $63,580 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $52,080, and experienced credit counselors can clear $100,370. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $64K enough to live in District of Columbia?
On that salary, you'd take home roughly $4,194/month after taxes. A 2-bedroom here rents for about $2,146/month, which eats 51.2% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in District of Columbia?
District of Columbia has a Regional Price Parity of 108.88 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit counselors salary is worth about $58,395 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.