Credit Counselors Salary
Credit Counselors in Georgia make a median of $64,080 a year, or about $30.81 an hour. The range runs from $45K at the entry level to $64K for experienced workers. Cost of living is below average (RPP 91.89), which stretches that salary to about $69,736 in buying power. A 2-bedroom apartment runs $1,434/month, about 34.1% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Georgia. Jump to a metro for precise data:
So what does $64K get you in Georgia?
About credit counselors
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What this looks like in Georgia
Georgia sits well above the national pay line for credit counselors, local pay runs about 23% higher than the U.S. median of $52K. Rent runs $1,434/month for a 2-bedroom (HUD FMR), taking 34.1% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 91.89 (national = 100), meaning everyday costs run about 8% cheaper here. Your dollar stretches further than the headline salary suggests. Use the affordability calculator above to model your specific situation.
Compensation breakdown
Annual earnings by percentile, Georgia
Entry-level credit counselors (10th percentile) start around $45K. Mid-career wages sit at $64K. Top earners bring in $64K or more, a $19K spread from bottom to top.
Credit Counselors salary by metro in Georgia
1 metro area with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Atlanta-Sandy Springs-Roswell | $64K | +0% | 380 |
Compare to other states
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Georgia numbers change.
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Frequently asked questions
Can a credit counselor afford a 2BR apartment alone in Georgia?
It’s a stretch — at the median salary of $64K, rent takes 34.1% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,434/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit counselors in Georgia?
The 10th-percentile wage — what new credit counselors typically earn — is $45K/year. Take-home on that works out to about $2,680/month. At HUD’s $1,434/month FMR, rent would take 54% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit counselor a high-paying job in Georgia?
Local pay is 23% above the national median — $64K here vs. $52K nationally.
How does Georgia compare to the national average for credit counselors?
Georgia pays $64K median vs. the U.S. average of $52K — that’s +23%. After adjusting for local cost of living (RPP 91.89), the purchasing-power equivalent is $70K — still ahead of the national median.
How much do credit counselors make in Georgia?
The median is $64,080 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $44,660, and experienced credit counselors can clear $64,080. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $64K enough to live in Georgia?
On that salary, you'd take home roughly $4,200/month after taxes. A 2-bedroom here rents for about $1,434/month, which eats 34.1% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Georgia?
Georgia has a Regional Price Parity of 91.89 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $69,736 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.