Credit Counselors Salary

It’s a stretch — at the median salary of $64K, rent takes 43.3% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,820/month. The 30% guideline puts the comfortable ceiling at roughly $1,300/month in rent — so roommates or a 1-bedroom would ease the math significantly.

The 10th-percentile wage — what new credit counselors typically earn — is $48K/year. Take-home on that works out to about $2,873/month. At HUD’s $1,820/month FMR, rent would take 63% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.

Local pay is 23% above the national median — $64K here vs. $52K nationally.

Atlanta-Sandy Springs-Roswell pays $64K median vs. the U.S. average of $52K — that’s +23%. After adjusting for local cost of living (RPP 100.06), the purchasing-power equivalent is $64K — still ahead of the national median.

The median is $64,080 a year, that works out to about $31 an hour. But the range is wide: entry-level workers start around $47,880, and experienced credit counselors can clear $64,080. These are BLS numbers, based on employer-reported data, not self-reported surveys.

On that salary, you'd take home roughly $4,200/month after taxes. A 2-bedroom here rents for about $1,820/month, which eats 43.3% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.

Atlanta-Sandy Springs-Roswell has a Regional Price Parity of 100.06 (100 is the national average). Prices are above average here, so your dollar buys less than the same salary would in a cheaper metro. After cost-of-living adjustment, the median credit counselors salary is worth about $64,042 in national-average purchasing power.

The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.