Credit Counselors Salary
Credit Counselors in Maine make a median of $55,490 a year, or about $26.68 an hour. The range runs from $44K at the entry level to $77K for experienced workers. Adjusted for local prices (RPP 97.7), that's roughly $56,796 in purchasing power. A 2-bedroom apartment runs $1,281/month, about 35.4% of take-home, which is tight.
Statewide average. Salary and cost of living vary significantly across Maine. Jump to a metro for precise data:
So what does $55K get you in Maine?
About credit counselors
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What this looks like in Maine
Credit counselors pay in Maine tracks closely to the national median, $55K locally vs. $52K nationwide, a 6% difference. Rent runs $1,281/month for a 2-bedroom (HUD FMR), taking 34.9% of the median take-home. That's within the 30% rule, though not by much. Cost of living (RPP 97.7) is near the national average, so spending patterns here track the typical American budget fairly closely. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compensation breakdown
Annual earnings by percentile, Maine
Entry-level credit counselors (10th percentile) start around $44K. Mid-career wages sit at $55K. Top earners bring in $77K or more, a $33K spread from bottom to top.
Credit Counselors salary by metro in Maine
1 metro area with BLS data, ranked by median pay
| Metro area | Median salary | vs. state | Employment |
|---|---|---|---|
| Portland-South Portland | $57K | +2% | 60 |
Compare to other states
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when Maine numbers change.
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Frequently asked questions
Can a credit counselor afford a 2BR apartment alone in Maine?
It’s a stretch — at the median salary of $55K, rent takes 34.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,281/month. The 30% guideline puts the comfortable ceiling at roughly $1,100/month in rent — so roommates or a 1-bedroom would ease the math significantly.
What’s the entry-level salary for credit counselors in Maine?
The 10th-percentile wage — what new credit counselors typically earn — is $44K/year. Take-home on that works out to about $2,639/month. At HUD’s $1,281/month FMR, rent would take 49% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit counselor a high-paying job in Maine?
Pay here is roughly in line with the national average — $55K locally vs. $52K nationally, a 6% difference.
How does Maine compare to the national average for credit counselors?
Maine pays $55K median vs. the U.S. average of $52K — that’s +6%. After adjusting for local cost of living (RPP 97.7), the purchasing-power equivalent is $57K — still ahead of the national median.
How much do credit counselors make in Maine?
The median is $55,490 a year, that works out to about $27 an hour. But the range is wide: entry-level workers start around $43,980, and experienced credit counselors can clear $76,700. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $55K enough to live in Maine?
On that salary, you'd take home roughly $3,675/month after taxes. A 2-bedroom here rents for about $1,281/month, which eats 34.9% of your paycheck. That's above the 30% rule of thumb, housing will be a stretch at the median salary, though you can manage with roommates or a smaller place.
How far does a credit counselors salary go in Maine?
Maine has a Regional Price Parity of 97.7 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $56,796 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.