Credit Counselors Salary
Credit Counselors in North Dakota make a median of $52,220 a year, or about $25.11 an hour. The range runs from $51K at the entry level to $62K for experienced workers. Cost of living is below average (RPP 88.89), which stretches that salary to about $58,747 in buying power. Rent on a 2-bedroom averages $1,034/month, or 29.6% of estimated take-home pay.
Statewide average. This is an aggregate across all of North Dakota. BLS does not publish metro-level data for this occupation in this state.
So what does $52K get you in North Dakota?
About credit counselors
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What this looks like in North Dakota
Credit counselors pay in North Dakota tracks closely to the national median, $52K locally vs. $52K nationwide, a 0% difference. Rent runs $1,034/month for a 2-bedroom (HUD FMR), taking 28.9% of the median take-home. That's within the 30% rule, though not by much. Regional Price Parity sits at 88.89 (national = 100), meaning everyday costs run about 11% cheaper here. Your dollar stretches further than the headline salary suggests. Pay and costs are both near average, leaving limited margin for savings at the median wage.
Compensation breakdown
Annual earnings by percentile, North Dakota
Entry-level credit counselors (10th percentile) start around $51K. Mid-career wages sit at $52K. Top earners bring in $62K or more, a $11K spread from bottom to top.
Compare to other states
Track credit counselors salary changes
BLS updates this data quarterly. We'll email you when North Dakota numbers change.
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Frequently asked questions
Can a credit counselor afford a 2BR apartment alone in North Dakota?
Yes — at the median salary of $52K, rent takes 28.9% of take-home pay. A 2-bedroom at the HUD Fair Market Rent runs $1,034/month. That stays under the 30% guideline most financial planners use.
What’s the entry-level salary for credit counselors in North Dakota?
The 10th-percentile wage — what new credit counselors typically earn — is $51K/year. Take-home on that works out to about $3,082/month. At HUD’s $1,034/month FMR, rent would take 34% of that take-home — above the 30% guideline, so a 1-bedroom or shared housing is likely necessary starting out.
Is credit counselor a high-paying job in North Dakota?
Pay here is roughly in line with the national average — $52K locally vs. $52K nationally, a 0% difference.
How does North Dakota compare to the national average for credit counselors?
North Dakota pays $52K median vs. the U.S. average of $52K — that’s +0%. After adjusting for local cost of living (RPP 88.89), the purchasing-power equivalent is $59K — still ahead of the national median.
How much do credit counselors make in North Dakota?
The median is $52,220 a year, that works out to about $25 an hour. But the range is wide: entry-level workers start around $51,360, and experienced credit counselors can clear $62,120. These are BLS numbers, based on employer-reported data, not self-reported surveys.
Is $52K enough to live in North Dakota?
On that salary, you'd take home roughly $3,582/month after taxes. A 2-bedroom here rents for about $1,034/month, which eats 28.9% of your paycheck. That's under the 30% guideline most financial planners use, so the numbers work.
How far does a credit counselors salary go in North Dakota?
North Dakota has a Regional Price Parity of 88.89 (100 is the national average). That's below average, your money stretches further here than the raw salary number suggests. After cost-of-living adjustment, the median credit counselors salary is worth about $58,747 in national-average purchasing power.
Where do credit counselors get paid the most?
The table above ranks every state by median pay for this role. Keep in mind that the highest-paying states tend to have the highest costs of living, so the top salary doesn't always mean the most money in your pocket.